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内地信用卡手续费今下调 料银行佣金收入降30%--亲稳网络舆情监控室
2013-02-26

  根据国家发改委通知要求,今日银行卡刷卡手续费新标准将正式实施。

According to the national development and reform commission notice requirements,New standard bank card fees will be officially implemented today.

  除了房产、汽车及批发类商户的刷卡封顶费上调外,其他刷卡手续费基本全线下调,当中餐娱类(包括餐饮、宾馆、娱乐、珠宝金饰、工艺美术品、房地产及汽车销售)整体费率由2%下调至1.25%,降幅达37.5%。一般类(包括百货、批发、社会培训、中介服务、旅行社及景区门票等)整体费率调整为0.78%。民生类(主要包括超市、大型仓储式卖场、水电煤气缴费、加油、交通运输售票)整体费率调整为0.38%。

In addition to the property/Automobile and wholesale merchants charge outside capped fee increase,Basic all other fees,When Chinese entertainment class(Including food and beverage/The hotel/entertainment/Jewelry, gold/Arts and crafts/Real estate and auto sales)The overall rate down to 1.25% from 2%,A drop of 37.5%.General class(Including the department/wholesale/Social training/Intermediary service/Travel agency and scenic spot tickets, etc)The overall rate adjustment is 0.78%.The people's livelihood class(Mainly includes the supermarket/Large warehouse stores/Water and electricity gas pay cost/Come on/The transportation ticket)The overall rate adjustment is 0.38%.

  有业内人士指出,下调刷卡手续费,会直接对银行中间业务利润造成影响,发卡行的佣金收入可能减少逾30%,仅四大国有银行的银行卡手续费收入一年可能减少60亿元人民币。

The personage inside course of study points out,Lower fees,Will directly affect bank intermediary business profit,Issuing bank fees could reduce more than 30%,Only four big state-owned Banks bank card fees might be reduced by 6 billion yuan a year.



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