⊙记者 卢晓平 ○编辑 龚维松

Even though journalists Lu Xiaoping Gong Weisong editor

　　发债、资产证券化、资产置换、民营资本进入、BOT、BT等等，这些投融资方式不断浮现在眼前。那么，在推进以人为本的新型城镇化建设中，投融资如何更好服务实体经济？

Debt issuance/Asset securitization/Asset replacement/Private capital to enter/The BOT/BT, etc.,The investment and financing way constantly emerge in sight.then,In the construction of new urbanization promote people-oriented,Investment and financing, how to better service the real economy?

综合利用各路资金 Comprehensive utilization of funds

　　随着我国金融体系改革的深入推进，银、证、保监管部门都在不断创新，松绑金融机构。金融机构之间相互涉水对方领域，预示着大资管时代的到来。资金的畅通也为实体经济解了燃眉之急。

With the deepening of the reform of finance system in our country,silver/certificate/Insurance regulators are in continuous innovation,Loosening of financial institutions.Financial institutions between cross each other,Herald a large information technology era.Money is also for the real economy for emergencies.

　　2011年3月9日，中国太保(601601,股吧)宣布太保公租房债权计划正式通过了保监会备案，募资40亿元参与投资上海地产有限公司在上海市建设的约50万平方米公租房项目，标志着保险资金得到创新性运用。同年5月13日，上海城投控股(600649,股吧)与中国平安(601318,股吧)签约推出7年期“平安———城投控股保障房项目债权投资计划”，募资不超过30亿元用于支持上海保障性住房建设。

On March 9, 2011,China Pacific(601601,stocks)Announced the Pacific public housing debt plan formally by the circ for record,To raise $4 billion to participate in the investment of the construction of the Shanghai real estate co., LTD. In Shanghai about 500000 square meters of public rental housing projects,Marks an innovative use of insurance funds.In the same year on May 13,,Shanghai urban construction investment holding company(600649,stocks)With China's ping an(601318,stocks)Signing out 7 years period"Peace --, urban construction investment holding the affordable housing project of creditor's rights investment plans",To raise no more than 3 billion yuan to support affordable housing construction in Shanghai.

　　该计划成为我国保险资金投资保障房领域的首个签约项目，在我国保障房建设融资创新领域迈出重要一步；也是上海在全国城投领域率先引用保险债权计划，将40亿元的保险资金引入基础设施建设，用于青草沙原水、长江隧桥等重大工程中。

The plans to become China's first signing of insurance funds investment in the field of affordable housing projects,In the field of China's affordable housing financing innovation is an important step;Is Shanghai city in the country for areas take the lead in reference to insurance claims,Will 4 billion yuan of insurance funds in infrastructure construction,Used for grass as raw water/The Yangtze river tunnel bridge and other major projects.

　　政府性建设经费紧缺，而城镇化建设是一项系统工程。因此，综合利用各路资金，支持保障房建设，成为地方政府在解决城镇化建设过程中的一着妙棋。

Governmental construction funds shortage,The urbanization construction is a systematic project.so,Comprehensive utilization of funds,Supporting the construction of affordable housing,Become a local government in solving a wonderful chess step of the process of urbanization construction.

　　如作为上海保障房建设的国有骨干企业，上海城投与各大金融机构紧密合作，通过银团融资、发行债券、信托融资等渠道将12亿元用于保障性住房项目，为项目建设提供了强有力的资金保障。通过各种运筹。“十二五”期间，上海城投将继续加大保障性住房建设力度，计划投入135亿元，建设和筹措250万平方米、超过4万套保障性住房。

Such as the state-owned backbone enterprises of Shanghai housing construction,Shanghai urban construction investment and major financial institutions close cooperation,Through syndicated financing/Issuance of bonds/Trust financing channels will be 1.2 billion yuan for low-income housing projects,Provides a powerful guarantee of funds for construction projects.Through a variety of management."The 12th five-year"During the period,Shanghai urban construction investment will continue to intensify the building of affordable housing,Plans to invest 13.5 billion yuan,Construction and raise 2.5 million square meters/More than 40000 units of affordable housing.

　需要发挥自身优势 Need to play their own advantages

　　作为一项系统工程，尤其是以人为本的城镇化建设，除了要解决人们的居住问题，更主要是解决适宜居住的民生问题，包括教育、文化、卫生等公用事业发展。

As a systematic project,Especially the human-oriented construction of urbanization,In addition to solve the problem of people's living,More important is to solve the problem of the livelihood of the people the place to live,Including education/culture/Health and other public utilities development.

　　“十二五”时期是山西省城镇化加速期。山西省将市域城镇化作为推动山西转型跨越发展的强大引擎，提出“十二五”期间城镇化率每年提高1.8%，到2015年，全省城镇化水平达到55％左右的奋斗目标。如何利用作为资源大省的优势，创新投融资体制改革，成为市场关注的焦点。

"The 12th five-year"Time is accelerating period of urbanization in Shanxi Province.To xiamen city, Shanxi Province urbanization as a powerful engine to promote the development of shanxi transformation across,Put forward"The 12th five-year"During the urbanization rate increased by 1.8% every year,By 2015,The goal of the whole province urbanization level has reached about 55%.How to use the time as big provinces of resources advantage,Innovative investment and financing system reform,Become the focus of attention.

　　为了实现促进煤炭产业支持城镇化建设，山西省充分借鉴大同棚户区改造经验，按照“政府主导、市场运作、多方筹资、整体创新”的原则，把传统的棚户区改造成现代化的新型社区。充分借鉴“皇城相府”和“介休绵山”开发模式，加强政府与“煤基企业”的合作，将旅游景点及周围一定范围内的土地交付大企业进行开发和基础设施建设，旅游区开发后该范围内土地的增值收益采取政府和开发企业分成的模式分享。

In order to achieve the urbanization construction promote coal industry support,Fully draw lessons from datong, Shanxi Province shantytown reconstruction experience,In accordance with the"government-led/Market operation/Multilateral financing/The overall innovation"The principle of,The traditional shanty towns transformation into a modern new type community.Fully absorb"Royal mansion"and"Jiexiu continous mountain"Development mode,Strengthen the government and the"Coal based enterprise"The cooperation,To tourist attractions and the surrounding land delivery must be within the scope of corporate development and infrastructure construction,Tourist area development within the scope of the land value-added benefits to the government and development of enterprises into the pattern of sharing.

　　与此同时，开发企业要积极加强同文化企业的合作，提升旅游景点的文化内涵，壮大旅游型地区的第三产业，带动旅游型地区的城镇化进程。大力推广“一矿一企治理一山一沟”的生态建设模式，让企业回报社会。

At the same time,Development enterprises should actively strengthen cooperation with cultural enterprises,Enhance cultural connotation of tourist attractions,Strengthen tourism area of the third industry,Region's urbanization drive tourism.Vigorously promote"A mine enterprise governance mountain a ditch"The ecological construction mode,Allows businesses to return society.

根据实际量力而行 According to the actual strengths

　　从发展来看，未来城镇化医保筹资额的增长将集中于政府补贴。近日，卫生部部长陈竺在卫生工作会议上已表示，今年要提高全国新农合筹资标准要人均筹资340元左右，其中各级政府补助增加到人均280元，预计到2015年要达到360元的水平。

From the point of development,The future urbanization health raised growth will focus on government subsidies.In recent days,Minister of health Chen zhu in the health work has said at the meeting,This year to raise new farming and raising standards across the country to raise 340 yuan per capita,Governments at all levels to increase per capita 280 yuan subsidy,By 2015 to reach 360 yuan level.

　　除了基本补助政府掏钱外，商业保险补充也不可少。

In addition to the basic benefits government pays,Supplementary commercial insurance also cannot little.

　　温州保监局局长孙峥嵘告诉记者，当地相关保险公司联合美国医疗集团正计划投资温州公立医院改革项目，一些保险公司正联合市人力社保局投资设立全市大病医疗保障服务基地项目。

Wenzhou protects inspect bureau Sun Zhengrong told reporters,Local relevant insurance company American medical group is planning to invest in public hospitals in wenzhou reform project,Some insurance companies are joint in human social security bureau investment to set up the city's major health care base project.

　　由此可见，在“以人为本”城镇化建设中，无论是本地居民还是进城农民，都应获得应有的社会福利和保障，这就涉及医疗、教育、居住等领域的大量投资。与此同时，随着我国老龄化程度不断加深，“银色产业”方兴未艾，这也涉及医疗看护、养老院建设、生态环境改造等多个领域。

Thus it can be seen,In the"With the person this"In the construction of urbanization,Both local residents and farmers into the city,Should be get the social welfare and security,That has implications for medical treatment/education/Living in areas such as large investment.At the same time,Along with our country aging degree deepening,"Silver industry"burgeoning,It is also involved in medical care/Nursing home construction/The ecological environment reconstruction, and other fields.

　　“要因地制宜，量力而行，推出符合本地实情的系统性的投融资体系。只有这样，才能真正实现人性化的城镇化进程中投融资的落地”，国务院发展研究中心金融所所长张承惠总结说。

"To adjust measures to local conditions,Our strengths,Comply with local realities systematic investment and financing system.Only in this way,Can we truly achieve the humanized in the urbanization process of investment and financing of the ground",By the financial department under the state council development research center, director of the Zhang Chenghui concluded.