本报记者 纪睿坤 北京报道

Our reporter JiRuiKun reports from Beijing

　　“地方设立资产管理公司，有其成立的必要性，这也并非是一个新事物，重庆等地早已有之。”全国政协委员、原东方资产管理公司总裁梅兴保“两会”期间接受本报记者独家专访时表示。

"Where to set up asset management companies,There are the necessity of its founding,This also is not a new thing,Chongqing and other places has already been done."The CPPCC national committee/Former President MeiXingBao Orient asset management company"The two sessions"During an exclusive interview with our reporter said.

　　日前有媒体援引消息人士称，财政部联合银监会已于近日下发通知，明确各省可成立地区性的资产管理公司，负责收购处置当地金融机构产生的不良贷款，不过此消息未获监管部门证实。

There are media quoted sources said yesterday,The ministry of finance jointly issued by the banking regulatory commission has recently notice,Clear provinces may establish a regional asset management company,Responsible for acquisition of disposal of non-performing loans (NPLS) of local financial institutions,But this message did not get a supervision department confirmed.

　　“监管部门可能担心，在相关配套制度尚未建立的情况下，大规模的设立资产管理公司，会放大地方债务风险，因而对此十分谨慎。”梅兴保表示。

"Regulators may worry about,In the case of related supporting system has not yet been established,The establishment of large-scale asset management company,Magnify local debt risk,So be very cautious about this."MeiXingBao said.

　　梅兴保认为，地方资产管理公司的成立，需要明确其定位，并对其经营范围进行限制、监管，确保其阳光举债等。

MeiXingBao think,The establishment of local asset management company,Need to clarify its position,And to limit its scope of business/regulatory,To ensure the sunshine borrowing, etc.

　　地方资产管理公司的建立，将改变此前四家金融资产管理公司（下称“AMC”）对金融不良资产处置的市场垄断格局，作为东方资产管理公司的前掌门人，梅兴保表示，金融体系改革中，破除四大AMC的垄断地位是趋势。

The establishment of the local asset management company,Will change after the four financial asset management companies(Hereinafter referred to as"AMC")Market monopoly pattern of financial non-performing assets disposal,As the former head of Orient asset management company,MeiXingBao said,In the financial system reform,Break the monopoly is the trend of the big four AMC.

　　择部分地方投融资平台进行试点 Choose the part of local investment and financing platform to pilot

　　在梅兴保看来，除了信达、华融、长城、东方四大AMC以外，地方金融机构不良资产的处置迫切需要再增加个官方“出口”。

It seems to MeiXingBao,In addition to cinda/huarong/The Great Wall/East four AMC,Local disposal of non-performing assets of financial institutions urgently need to add a official"export".

　　近年来，一些区域金融机构不良贷款升温的问题引起广泛关注。对于不良贷款上升的原因，梅兴保表示，一方面，经济结构转型期间需要关停、淘汰一批“三高一低”的企业；另一方面，2008年的4万亿投资后，虽然未出现系统性风险，但仍有一些项目因各种原因连年亏损，成为地方的不良资产。

In recent years,Some areas warm up bad loans by financial institutions issue caused wide public concern.For the cause of the rise in non-performing loans,MeiXingBao said,On the one hand,Need to shut down during the transformation of economic structure/An unspecified number of"3 tall one low"The enterprise;On the other hand,The 4 trillion investment in 2008,Although not present systemic risk,But there are still some loss-making projects due to various reasons,Become a place of non-performing assets.

　　“很多连年亏损的项目，大都由地方政府主导，具备地方国企背景”，梅兴保指出，因而地方也需要建立本地的资产管理公司，去处置、盘活这些不良资产。

"A lot of loss-making projects,Are mostly dominated by local governments,Have the local state-owned enterprise background",MeiXingBao pointed out,Hence also need to set up local asset management company,To dispose of/Revitalize the bad assets.

　　梅兴保称，包括重庆在内的多个地方已经建立了当地的资产管理公司，“地方的动力和积极性很高，目前来看，也具备了一定的基础，改善当地金融环境的效果也比较明显。”

MeiXingBao said,Several places, including chongqing, have set up local asset management company,"High motivation and enthusiasm,At the moment,Also has the certain basis,To improve the local financial environment effect is more obvious."

　　针对未来地方资产管理公司如何建立，梅兴保建议，可以在现有的地方投融资平台的基础上，选择一两家，赋予其职责，进行试点，让其处理部分地方不良资产。

In view of the future how to set up local asset management company,MeiXingBao advice,You can on the basis of the existing local investment and financing platform,Choose one or two,Given its responsibilities,To pilot,Let the handle parts of bad assets.

　　而未来中央将如何调节四家AMC和地方资产管理公司之间的关系，梅兴保认为，“在不良资产的处理方面，四家AMC经过多年的摸索已经建立了自成体系的管理办法和制度，可以给予地方资产管理公司一些业务指导，不排除四家资产管理公司的地方办事处将和地方资产管理公司进行业务的合作，或者人员的交流，甚至参股等。”

And how do the adjustment in the future four AMC and the relationship between the local asset management company,MeiXingBao think,"In the bad assets handling,Four AMC after years of groping has established its own system of administrative regulations and the system,Can give some local asset management business guidance,Does not exclude the four asset management companies in the local office will and local asset management company for business cooperation,Or staff communication,Even equity participation, etc.."

　　梅兴保对地方资产管理公司的前景十分看好，他认为，地方建立同级的资产管理公司打破现有的四大AMC的垄断格局是一个趋势。

MeiXingBao on local asset management company's prospects look good,He thinks that,Place to set up asset management companies at the same level break the monopoly situation of the existing four AMC is a trend.

　加快不良资产处置市场化改革 We will accelerate reform of the marketization of bad assets disposal

　　不过，记者采访了解，也有部分业内人士担心，地方资产管理公司的建立，或将放大地方债务。

but,Reporters understand,Some industry insiders worry,The establishment of the local asset management company,Or will enlarge local debt.

　　梅兴保坦言，在目前地方资产管理公司的定位、建立方式以及相关监管配套制度尚未建立的前提下，大规模铺开地方资产管理公司的确存在一定的风险。

MeiXingBao admitted,In the current asset management orientation/Creation method and the related supervision under the premise of supporting system has not yet been established,Mass roll out local asset management company, there is a certain risk.

　　“或因为此，相关监管部门对于建立地方资产管理公司的态度也很谨慎，”梅兴保说，但如果任由其发展，只会产生更多变异，恶化地方金融环境。

"Or because of this,Relevant regulatory departments to set up local asset management company's attitude is also very cautious,"MeiXingBao said,But if let its development,Will only create more variations,Deterioration in local financial conditions.

　　在其看来，解决的关键在于“规范化、制度化”。为了防范地方资产管理公司不规范运作，梅兴保建议，“监管部门要对其经营范围进行限制、监管，并严格要求公司化运作；不能给地方财政担保，确保其"阳光举债"等。”

In the point of view,The key lies in"standardization/institutionalized".To prevent local asset management companies is not standard operation,MeiXingBao advice,"Regulators want to limit the scope of business/regulatory,And strict with company operation;Can't give local financial guarantee,To ensure the"The sun to borrow", etc.."

　　梅兴保强调，解决这一问题的关键是，“加快对不良资产处置市场化改革，要求对地方资产管理公司做一些股份制改造，并对其进行考核，要求其必须有效益。”

MeiXingBao stressed,Is the key to solve this problem,"Speed up the bad assets disposal market-oriented reform,Place for asset management companies to do some joint-stock companies,And carries on the appraisal,For the sake of their must have benefit."

　　“此前，AMC处理不良资产的核心要求就是快速，评估的工作做得很少，”梅兴保指出，“下一步，对不良资产的收购将采取市场化的办法，不管是地方还是四家AMC，接收不良资产之前都要进行评估。”

"after,Of non-performing assets of AMC to deal with the core requirement is fast,Assessment of job to do very little,"MeiXingBao pointed out,"The next step,Purchase of bad assets will adopt a market-oriented approach,Whether local or four AMC,Before receiving bad assets assessment."

　　近年来，四家AMC大步走向了转制的道路。目前四家中已有两家完成改制。梅兴保认为，下一步资产管理公司转型将遵循综合金融管理框架。“同时，由于资管公司控股银行、证券等，也为下一步金融监管体制改革带来了新的课题。”

In recent years,Four AMC strode to the transformation of the road.At present four home has two complete restructuring.MeiXingBao think,Next transformation of asset management companies will follow the integrated financial management framework."At the same time,Due to the holding bank information technology company/Securities, etc.,Also brings new topics for financial regulatory reform in the next step."