“任命彭蕾为阿里小微金融服务集团（筹）首席执行官（CEO）。直接负责阿里系所有为小微企业和消费者服务的金融创新业务。” 3月7日，阿里巴巴集团董事局主席兼CEO马云发布内部邮件时宣布。

"Appointed Peng Lei ali small micro financial services group(To raise)The CEO(The CEO).Ali is directly responsible for all for the small micro enterprise financial innovation and consumer services business." March 7,,Jack ma, chairman and The CEO of alibaba group's board announced release internal mail.

　　阿里小微金融服务集团将涵盖支付、小贷、保险、担保等领域，马云邮件称，“中国不需要再多一家金融公司，但中国缺一家真正专注服务小微企业的金融服务公司。”

Ali small micro financial services group will cover the payment/Small credit/insurance/Guarantee, etc,Ma mail said,"China does not need to a financial company,But the lack of a real dedicated service small micro enterprise financial services company."

　　7日，阿里金融以及支付宝的相关负责人均对本报证实该消息。阿里已拥有第三方支付、小额贷款、担保、保险等金融牌照，正在向金融全产业链格局衔枚疾进，阿里“大金融”版图已清晰呈现。

7,Ali financial related responsible for per capita and alipay for our confirmation of the news.Ali has third-party payment/Small loans/guarantee/Insurance and other financial licenses,Is to the financial pattern of whole industry chain XianMei disease,ali"Large financial"Territory has been clearly presented.

　　阿里巴巴内部人士透露，大金融板块所称的保险即为“三马”（马云、马明哲、马化腾）联合创的“众安在线”财险公司，阿里巴巴占股19%，为最大股东。

Alibaba, insiders revealed,Big as the insurance referred to in the financial sector"three-horse"(ma/Mr Ma/ma)Joint and the"The Ann online"General insurance company,The alibaba account for 19% of the shares,As the largest shareholder.

　　阿里担保则是在重庆成立的商诚担保，注册资本金3亿元，法人为马云本人。阿里担保也是为阿里小贷和阿里“虚拟信用卡”提供担保服务而成立的。3月6日，阿里金融总裁胡晓明称，阿里小贷最新服务企业22万户；截止到2012年6月底，累计发放贷款余额逾260亿元。

Ali guarantee is set up in chongqing ShangCheng guarantee,Registered capital of 300 million yuan,Legal person for ma himself.Small loans and guarantee for ali ali ali"Virtual credit CARDS"Set up guarantee service.On March 6,,Financial said Hu Xiaoming President ali,Ali small loans the latest service enterprise 220000 households;Until the end of June 2012,Accumulative total loan balance of more than 26 billion yuan.

　　此外，该金融集团还包含支付宝和原阿里金融。

In addition,The financial group, also contain pay treasure and the original financial ali.

　　“让天下没有难做的生意。”马云反复强调阿里巴巴集团的“使命”，那阿里巴巴金融板块的使命或许就是“让天下没有难贷的款”，且对象无论小微企业还是个人消费者。

"There is no such thing as a difficult business."Ma reiterated alibaba group"mission",The alibaba's mission may be financial plate"There is no difficult to loan",And objects regardless of small micro enterprise or individual consumers.

　　阿里巴巴最早在金融布局可追溯至2002年推出的“诚信通”，解决了网络贸易的信用问题。而是次集团架构大调整始于今年1月，阿里被拆分为25个事业群，马云在内部邮件称支付宝和阿里金融等之后将另行调整。

Alibaba's financial layout can be traced back to as early as 2002"China trust pass",Solve the problem of the network of trade credit.But times group structure big adjustment started in January this year,Ali was broken down into 25 business group,Jack ma said in internal e-mails, alipay and ali after finance will be adjusted separately.

　　2月21日，阿里巴巴金融架构调整启始，支付宝拆分为共享平台事业群、国内事业群、国际事业群，和原来的阿里金融（现阿里金融事业群）构成新金融板块。

On February 21,,Alibaba's financial structure adjustment of inception,Pay treasure to split for sharing platform enterprise group/Domestic enterprise group/International business group,And the original financial ali(Ali now finance enterprise group)Constitute a new financial sector.

　　人事方面，彭蕾卸任支付宝CEO，以上三个支付宝拆分的事业群分别由井贤栋、樊路远和彭治铭担任总裁。而原来的阿里金融被单独分拆，成为阿里金融事业群，仍由原阿里金融总裁胡晓明担任总裁，四人均向彭蕾汇报。

personnel,Peng Lei stepped down as The CEO pay treasure,Above three alipay split business group respectively composed by xian dong well/The road is the fan and Peng Zhiming as President.And the original ali financial is split,As ali financial enterprise group,Is still the original financial President ali Hu Xiaoming as chief executive,Four report to Peng Lei per capita.

　　阿里金融和支付宝被单独放在最后，也彰显其地位上升，预示阿里集团金融版图扩张进程正在加快。未来阿里金融和支付宝将如何协同，人事和股权结构如何变化，支付宝公关总监陈亮表示，“新阿里小微金融服务集团还在筹备中，调整完毕会对外公布。”

Ali financial and pay treasure to be separately in the last,Also reveal its ascent,Predict ali group financial scene expansion process is accelerating.Ali financial future and pay treasure to together,Personnel and equity structure how to change,Alipay Chen Liang pr director said,"New ali small micro financial services group is still in preparation,Adjustment will be released."