21世纪网讯 In the 21st century, network -

　　阿里巴巴集团3月7日宣布，将筹备成立阿里小微金融服务集团，负责阿里巴巴集团旗下所有面向小微企业以及消费者个人服务的金融创新业务。

Alibaba group, announced on March 7,The preparatory establishment of ali small micro financial services group,Is responsible for the alibaba group, all geared to the needs of small micro enterprise financial innovation and consumer personal services business.

　　根据业务发展需要，彭蕾将出任小微金融服务集团CEO。此项任命之前，彭蕾为阿里巴巴集团首席人力官（CPO）。

According to the business development needs,Peng Lei micro financial services group The CEO, will become small.Before the appointment,Peng Lei for alibaba group chief personnel officer(CPO).

　　邮件称中国不需要再多一家金融公司，但缺一家真正专注服务小微企业的金融服务公司。阿里金融业务分为两大部分：一是为消费用户提供信用支付，二是为小微企业提供小微企业融资服务（即阿里小贷）。

E-mail said China does not need more than a financial company,But the lack of a real dedicated service small micro enterprise financial services company.Ali financial business is divided into two parts:One is to provide credit to pay for consumer users,Second is to provide small micro enterprise financing services to small micro enterprise(Small credit is ali).

　　阿里巴巴集团表示，阿里小微金融服务集团主要业务范畴涉及包括支付、小贷、保险、担保等领域。通过阿里巴巴一个平台，将帮助小微企业实现物种多样化，为网商提供工具，支持网商面对消费者；通过小微金融服务集团，将为无数小企业和消费者提供资金、支付、担保等多种他们需要的服务，支持他们的生存和发展。

Alibaba group said,Ali small group main business categories of financial services relating to payment/Small credit/insurance/Guarantee, etc.Through alibaba platform,Will help the small micro enterprise implementation of species diversity,Provides tools for electronic retailing,Support give him in the face of consumers;Through a small micro financial services group,Will provide funds for many small businesses and consumers/pay/Guarantees and other services they need,Support for their survival and development.

　　据此前媒体报道，阿里小贷资金来源于四大方面，一是旗下浙江、重庆两家小额贷款公司，注册资金总计16亿元；二是面向银行融资；三是资产证券化；四是将面向越来越多的银行开放。此前，阿里巴巴集团董事局主席马云曾阐述过阿里未来发展的三大阶段：平台、金融和数据三大业务。

According to previous media reports,Ali small loan money from four aspects,A is a subsidiary of zhejiang/Chongqing two small loan company,The registered capital of a total of 1.6 billion yuan;The second is for bank financing;Three is the securitization of assets;Fourth, Banks will face more and more open.after,Alibaba group chairman of the board Ma Yunceng on ali for the future development of the three phases:platform/Financial and three main business data.

　　在今年早期阿里巴巴集团架构调整成为25个事业群后，平台业务已基本确定。而阿里小微金融服务集团的成立意味着第二阶段的开始。在这一体系中，最重要的理念是“信用等于财富”，而“开放、透明、责任、分享、互动”是核心价值观。

In earlier this year, alibaba group structure adjustment become the group after 25,Platform business has been basically determined.Ali and the establishment of small micro financial services group means the beginning of the second phase.In this system,Is the most important concept"Credit is equal to wealth",while"open/transparent/responsibility/share/interactive"Is the core values.

　　阿里巴巴集团董事局主席马云表示：＂中国不需要再多一家金融公司，但中国缺一家真正专注服务小微企业的金融服务公司。＂（21世纪网战瑞琬）

Alibaba group chairman jack ma said:"China does not need to be more than a financial company,But the lack of a real dedicated service small micro enterprise financial services company."(Cyber war rui wan in the 21st century)

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