和讯网消息 日前，独立第三方财富管理机构高傅财富CEO陈维忠在接受和讯网访谈时表示，这个市场现在已经越来越开放了，所以老百姓有很多不同的选择，这是一件好事。“对于个人或者家庭来说，我觉得最主要的就是先定好自己的一个生活目标，以及对不同的风险上的一些要求，在选择理财机构的时候，重点看其是否具有实力强大的背景，有无良好的理财规划方面的记录，员工的专业性，以及产品的风险等等。”

HeXunWang message recently,Independent third party wealth management institution Gao Fu CEO Chen Weizhong said when accepting HeXunWang interview,The market is more open now,So people have a lot of different options,This is a good thing."For individuals or families,I think the main one is to set your own goals in life,And some requirements for different risks,In choosing a financial institution,Key to see if it has a strong background,Have a good financial planning aspects of record keeping,The professionalism of the employees,And the risk of product and so on."

　　以下为访谈实录：

The following interviews for records:

　　和讯网：那您在私人财富管理方面也有着20多年的经验，也对国际包括国内的市场都非常的了解，那对我们国内广大的投资者来说，面对未来这么多投资渠道，我们该如何，个人或者家庭理财的时候，我们该如何去选择去衡量，那您给我们一些建议。

HeXunWang:Then you in terms of private wealth management also has a more than 20 years of experience,Also on the international including domestic market is very understanding,The vast domestic investors to us,In the face of so many investment channels in the future,How do we,Personal or family money,How do we choose to measure,That you give us some advice.

　　嘉宾：好的，我觉得以后这个市场现在已经越来越开放了，所以老百姓有很多不同的选择，这是一件好事，最主要我觉得就是在个人或者家庭来说的话，先定好自己的一个目标是什么，因为每一个人或者每一个家庭都有一些不同的生活上的目标，还有他不同的风险上的一些要求，把这个东西弄清楚了，我们看看海外其实很多的一些好的第三方理财公司，它们会有一些特别的工具，去帮你去分析你是一个怎么样种类的一种人，在你投资上面来说，你的平常的行动的行为是怎么样的一种类别的人，这样的话可以帮你更配置好你应该投资在一些什么项目上面，或者是应该做什么一些保障等等，所以这个风险跟你的生活的要求是要配搭起来，然后你就可以从不同的机构选择不同的产品，但是应该可能从一两个不同的机构也比较一下他们在理财规划服务方面的一个优势在哪里，收费在哪里，产品方面的一个筛选好是不好，这样整体来说的话，就会让你可以充分的把握市场开放的一个很好的机会，但是也可以达到你的人生的目标。

The guest:good,I don't think after the market is more open now,So people have a lot of different options,This is a good thing,In the main I think it's personal or family,Set yourself a goal is what,Because every person or every family all have different goals in life,And his different requirements on some of the risk,Get this stuff out,We look at some of overseas a lot of good third party finance company,They will have some special tools,To help you to analysis how are you is a kind of a person,On your investment,Your usual behavior is one of the categories of people,So that can help you more configured above what you want to invest in some projects,Or what is should do some protection, and so on,So the risk with your life requirement is to supplement,Then you can choose different products from different institutions,But should be from two different agencies also compare them in terms of financial planning services an advantage in where,Where is the charge,A screening of good or bad products,Such as a whole,Will allow you to fully grasp the market open a very good chance,But also can achieve your goal in life.

　　和讯网：那我们在比较和筛选这些机构的时候，该从哪些角度去衡量和判断？比如说这个机构怎么样，值不值得托付，然后它这个产品未来的预期会好一些，该怎么具体的去判断？

HeXunWang:We at the time of comparison and screening of these institutions,The Angle from which to measure and judge?Such as the agency,Is worth trust,It then this product is expected to be better in the future,What specific to judge?

　　嘉宾：首先已经了解自己的要求跟风险的要求以后，我们看看不同的机构它们的背景本身是不是比较实力强大的一些背景，它们有没有良好的一些理财规划方面的记录，它们的员工方面是不是很专业，然后它们整体公司的运作及培训方面是不是比较领先的，不停的可以更新它们员工的一些资格跟专业性。产品方面的筛选的话，其实他们也应该好好的指出一些利益，特别是风险上面的一些考虑，因为可能很多第三方或者其他的机构是比较偏重于利益方面的好处，而没有很好的覆盖风险上面的一个弊处，所以这方面是老百姓应该更需要考虑到的一个事情。

The guest:First of all has to know their demands with the risk of later,We look at the background of the different institutions they itself is a more powerful some background,They have some good financial planning aspects of record keeping,Their staff is very professional,And then their whole company's operation and training is more ahead,Can constantly update them some qualified and professional staff.Product selection,Actually, they should also point out some good benefits,Especially the risk the above considerations,Probably because of the many third party or other agency is lay particular stress on the beneficial aspects of the benefits,Without risk is good enough to cover the above a shortcoming place,So this is one of the common people should be more need to consider the matter.

　　和讯网：很多都是后面出问题了才意识到这个风险。

HeXunWang:Behind many of them are out of the question, to recognize the risk.

　　嘉宾：对，所以前面应该更坦诚的跟投资者说明这些东西，才是一个比较好的机构跟公司去推广这些服务。

The guest:for,So the front shows these things should be more honest with investors,Is a good agency with the company to promote these services.

　　和讯网：好的，我们本期节目就到这里，感谢陈总的分享，再见。

HeXunWang:good,That's it for this program,Thank you Chen overall share,goodbye.