“中国金融业到目前为止仍然没有得到很好的改革。温州的金融改革已经开启了民营企业进入金融领域这样一个新的时代。”昨日（7月20日），在由《每日经济新闻(博客,微博)》主办的“2012产业金融创新与发展高峰论坛”上，北大汇丰商学院院长海闻称，中国经济已经高速发展30多年，现在面临很多挑战。其中，更重要的是金融的创新对于中小企业发展的重要性。

“China's financial industry so far are still not getting good reform。Wenzhou's financial reform has opened the private enterprises in financial field so that a new era。”yesterday（July 20,），In the《Daily economic news(blog,Micro bo)》Sponsored by the“2012 industry financial innovation and development peak BBS”on，Peking University HSBC, dean of school of business HaiWen says，China's economy is already high speed development more than 30 years，Now faces many challenges。Among them，More important is financial innovation of small and medium-sized enterprises to the importance of development。

　　在谈到中国经济转型时，海闻表示，一个国家从传统经济发展到现代经济，必须要面临产业结构转型。当下，产业结构的转型需要在数量上占绝大多数的中小企业发挥作用。

When it comes to China's economic transformation in，HaiWen said，A nation from the traditional economic development to the modern economy，Must face the industrial structure transformation。then，The transformation of the industrial structure to the majority of in the number of small and medium-sized enterprises, play a role。

　　“我们需要跨过模仿、赶超的那么一个阶段，需要用技术创新这种途径来成为经济发展新的动力。”海闻指出，中小企业是中国的主力，创新的动力和压力对中小企业来说，更加强烈。

“We need to cross imitate、Super so a stage，Need to use this approach to technology innovation has become an economic development new power。”HaiWen points out that，Small and medium-sized enterprise is China's main，Innovation power and pressure for to small and medium enterprises，More strongly。

　　因此，中小企业需要一个面临市场利润的动力和竞争压力的机制。眼下，中国正在经历工业化和城市化，其中非常严峻的挑战就是如何吸纳从农村转移出来的大批劳动力。未来我们将有4亿、5亿农民从农村转移到城市。在吸纳转移过来的劳动力，大量中小企业创造的就业机会将成为主力军。

so，Small and medium-sized enterprise need a face market profits power and the pressure of competition mechanism。For now，China is experiencing the industrialization and urbanization，Among them is very serious challenge is how to recruit from rural labor transfer out of。In the future, we will have 400 million、500 million farmers from rural to urban transfer。The shift of the labor force in absorbing，A lot of small and medium-sized enterprises create jobs will become the main force。

　　但目前，中小企业面临种种难题，融资困难成为阻碍中小企业发展的关键瓶颈。

But now，Small and medium-sized enterprises face all its problems，The financing difficulties of small and medium-sized enterprises become the key to the development of that bottleneck。

　　对此，海闻指出，中小企业的发展之所以能够壮大，需要有金融的支持，更需要通过资本市场、金融市场使有竞争力的企业迅速壮大。

this，HaiWen points out that，Small and medium-sized enterprise development are able to grow，Need to have financial support，Need more through the capital market、Financial markets make competitive enterprise rapidly growing。

　　解决中小企业融资需要金融创新，更需要民营企业的参与。海闻表示，金融领域的开放，尤其是民营企业如何进入金融领域这是我们面临的一个话题。温州金融改革已经开启了民营企业进入金融领域的新时代。

Solve the financing of small and medium enterprises need financial innovation，Need more private enterprise's participation。HaiWen said，The opening of the financial sector，Especially the private enterprise how to go into the financial sector it is we face a topic。Wenzhou financial reform has opened the private enterprise in the field of finance into a new era。