本周财经微点击

This week the financial micro click

　　@范剑平：QE的疗效越来越弱，到QE3时连医生们对要不要打这一针都争吵不休，打了聊胜于无，治不了病，安慰剂疗效。美国与中国一样，金融机构不缺钱，缺的东西央行给不了，给点安慰剂哄哄。看来美国央行也讲政治，为选举出力而已。但QE3为将来的通胀种下了种子，只不过目前奥巴马更在乎失业率，美联储配合。

@ FanJianPing:The curative effect of QE is more and more weak,To QE3 even when doctors to don't hit the needle are bickering,Played better than nothing,Is no cure for the disease,Placebo effect.The United States and China,The financial institution does not lack of money,What you lack for the central bank,To the point of placebo coax coax.It seems the United States central bank also speak political,For election output just.But QE3 for future inflation planted the seeds,But currently, Obama more care about unemployment,With the federal reserve.

　　@屈宏斌：QE3的推出表明了美联储经济不恢复绝不罢手的决心。有助于提振信心，也对美国房地产有市场有利。但在利率已经接近零的情况下，QE的刺激作用在递减，财政政策的效果可能更大。对中国利大于弊，美国经济企稳对中国出口有利，也可能缓解资本流出，会影响大宗商品价格，但对中国需求影响有限。

@ QuHongBin:QE3 launch shows that the fed economy is not restore never stop determination.Help to boost confidence,Also for American real estate market advantage.But in the interest rate is close to zero cases,The stimulating effect of the QE in decline,The effect of fiscal policy may be more big.More good than harm to China,The American economy stabilises on China's export advantage,May also ease capital outflow,Will affect commodity prices,But for Chinese demand has limited impact.

　　@连平：4月份以来批准不少基础设施项目，但信贷结构仍是“短多长少”。今年1~7月新增对公中长期贷款1.14万亿元，占同期总新增贷款的比例为21.2%，远低于去年同期32.8%。8月状况虽略有改善，但仍没多大起色。其实中长期信贷需求旺盛，但平台机构负债率高、分类及管控严格等原因使信贷供给小于需求。

@ even flat:Since April approved by a lot of infrastructure projects,But the credit structure is still"Short long less".This year on July 1 ~ new tests of long-term and medium-term loans 1.14 trillion yuan,The new loans accounted for the proportion of the total 21.2%,Is far lower than the same period last year 32.8%.August condition is improve slightly,But still haven't much improvement.Actually win the long-term credit demand,But platform institutions high leverage/Classification and control strictly and so on the reason causes credit supply less than demand.

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other

　　@华生2010：读报，中国强制性交纳的社保费用比率稳居全球第一这是事实，无可争议。中国仅企业法定必须为员工养老、失业、工伤、生育、医疗和住房交纳的部分已为工资的44.1%，仅此一项已超过世界各国企业和员工个人合计交纳的最高比例，遗害甚多。媒体和专家不应遮掩。讲收入分配连问题在哪儿都搞不清，还谈何改革？

@ 2010 Watson:newspapers,China's mandatory to pay social security expense ratio ranks the first in the world to this is a fact,Beyond dispute.China's only enterprise legal must for staff pension/unemployment/Inductrial injury/birth/Medical treatment and pay for part of the housing has 44.1% of salary,Just a has more than the countries all over the world the enterprise and the staff individual total pay the highest proportion,Down more than what.The media and experts should not cover.Income distribution problems about even where all do not clear,Also talk about any reform?

　　@王利芬：据说中国中小企业平均寿命是2.5年，据我观察死于以下几点者居多：1.创始人股权平均分配或股权分配不当。2.找不到可长期发展的模式。3.融资中找错了钱。4.选择的行业机会不多。5.在产品和品牌未成型前打广告。6.不必要的扩张耗掉现金流。7.不称职员工多加大了沉没成本。8.创始人缺少逐渐让公司制度化的能力。

@ WangLiFen:It is said that China's small and medium-sized enterprise average life expectancy is 2.5 years,According to my observation died in the following person is in the majority:1. Founder equity average distribution or improper distribution of equity.2. Can't find long-term development mode.3. Money in financing in the barking up the wrong tree.4. Choose few opportunities for the industry.5. In product and brand not before forming advertise.6. Unnecessary expansion cost cash flow.7. Don't competent staff increased the sunk cost.8. Founder lack gradually let the company the ability of institutionalization.

　　@张千帆pku：《关于做好进城务工人员随迁子女接受义务教育后在当地参加升学考试工作的意见》明确了各地制定异地高考具体方案的时间表，因而地方不能再无限期拖延或推诿。虽然京沪等“高考洼地”出台政策难度更大，但也不能违背适时出台方案的大原则，尤其是京沪均为全国“首善之区”，显然不能在落实公民基本权利问题上落后于全国其他地区。

@ ZhangQianFan pku:[The preparation for migrant workers SuiQian children receive compulsory education after the local attend school entrance examination opinions]Clear all the different college entrance examination formulated concrete plan schedule,So place can't indefinitely delay or shuffle.Although the beijing-shanghai, etc"College entrance examination depression"Policy more difficult,But cannot violate the timely issued scheme big principles,Especially the beijing-shanghai are national"present",Obviously can't carry out basic civil rights issues behind in other areas.

　　@老昙：百度赔了韩寒10万元。赔比不赔似乎更可怕，对百度来说，只要能形成谈判机制，就意味着他的版图野心可以推进，少得可怜的赔偿金只是细节问题。如果有一天百度等搜索商占有了图书垄断资源，他就会张狂到“不能在百度上被搜到的作品，就等于在世界上不存在”。作者的权益和话语权就低到了尘埃里。

@ old haze:Baidu to compensate the han han is 100000 yuan.Compensate than not compensate seems more terrible,For to baidu,As long as can form negotiation mechanism,Means he territory ambition can promote,Little compensation just details.If one day, such as baidu search has the monopoly resources,He will be puffed up to"Can't be in baidu search to work,Is in the world does not exist".The author's rights and interests and discourse power is low into the dust.

　　@光远看经济：中国的改革，还是应该从两个微观主体入手：一是农民，解决了温饱问题之后，解决他们进入城市的问题，就是城镇化；二是企业，改造国企，回到2003年之前共识，让国企从竞争性领域退出。只有当农民成为市民，只有当市场经济的微观主体主要是私人企业，上层建筑的变化就是必然的。改革的重点仍然是经济。

@ light far see economic:China's reform,Should from two of microcosmic:One is the farmers,After solving the problem of food and clothing,To solve the problem of their entry into the city,Is urbanization;The second is the enterprise,Transform state-owned enterprises,Back to 2003 years ago consensus,Let state-owned enterprises competitive field from exit.Only when the farmers become citizens,Only when the market economy the microscopic main body is mainly private enterprises,Superstructure change is inevitable.The focus is still on the economic reform.

　　@陈有西：今日中国，人民已成为改革的强大动力，而官员却成了改革的最大阻力。其中一种即是以“维稳”漂亮口号表现出来的死守既得利益，用公权扼杀改革。政治人物谁先厉行改革而不再空喊口号，就将获得民心，占有先机，如虎添翼。改革，已经变为风险很少的执政选择。人民甚至已能容忍改错，而不容忍不改。

@ ChenYouXi:Today's China,The reform of the people has become a powerful driving force,And officials have become the biggest reform resistance.One that is based on"Dimensional stability"Beautiful slogan expressed defend to the vested interests,With the reform of public kill.Politicians who first practise reform and no longer indulge in empty Shouting slogans,Will people get,To take the initiative,so.reform,Have a little risk of ruling choice.People even has been able to tolerate change wrong,And don't tolerate do not change.

　　@贾康：还自行车路权被评是一次公平补课。住建部、发改委、财政部日前联合发文要求加强城市步行和自行车交通系统建设，明确新建干道要设置步行道和自行车道，新建小区须配建自行车停车场，严禁挤占自行车道。有评论指出捍卫自行车路权既是迫切的民生诉求，也是对城市发展的深切反思和公平补课，不应只考虑有车族生活。

@ jia kang:Also right bike "is a fair make up a missed lesson.Live JianBu/Development and reform commission (NDRC)/The ministry of finance has a joint mandate requirements strengthen urban walking and bicycle traffic system construction,Clear new trunk road to set up the walking way and bicycle lanes,New village must PeiJian bicycle parking lot,It is strictly prohibited to occupy bicycle lanes.Some commentaries pointed out that defend bicycle right is not only an urgent appeal to the people's livelihood,To the urban development is also deep reflection and fair make up a missed lesson,Should not only consider gentleman of life.