赵黎

ZhaoLi

　　和讯网消息 11月23日，2012第二届重庆金融开放论坛在渝举行。全国小额贷款联盟理事长杜晓山接受和讯网独家访问时表示，地方监管最大的问题是监管人手和能力都不够，需要加强地方金融监管水准。

HeXunWang news on November 23,,2012 the second chongqing financial open BBS held in chongqing.The national microfinance union chairman DuXiaoShan accept HeXunWang exclusive interview said,The biggest problem is that local regulatory supervision hands and ability is not enough,Where it is necessary to strengthen the financial supervision level.

　　根据今年3月28日国务院常务会议批准实施的《浙江省温州市金融综合改革试验区总体方案》，浙江省政府对应制订了“省12条”具体实施方案。

According to this year on March 28, the state council executive meeting of the implementation of the approved[Zhejiang wenzhou financial comprehensive reform pilot area overall scheme],Zhejiang province government corresponding made"Article 12 provinces"Concrete implementation scheme.

　　针对第11条“强化地方金融管理机制”和第12条“建立金融综合改革风险防范机制”，杜晓山说，“目前，从全国范围看，我认为地方监管最大的问题是监管人手和能力都不够。当然，不同省、地方有差别。”

According to article 11"Strengthening local financial management mechanism"And article 12"To establish financial comprehensive reform risk prevention mechanism",DuXiaoShan said,"At present,See from nationwide,I think the biggest problem is that local regulatory supervision hands and ability is not enough.Of course,Different provinces/Places have difference."

　　他说，怎么加强地方金融监管水准很重要。以温州为例，温州出的问题，除了金融改革开放不够以外，实际也有金融风险防控问题。杜晓山进一步解释，所谓金融风险防控，包括内部和外部监管两块。如果是纯粹民间借贷，谈不到更多的制度问题。而是比较小作坊，比较草根根据经验自己做。如果成为一个组织对组织 ，就上升懂啊治理结构、风险防控机制等问题。从外部来说，鼓励创新的同时，怎么能够防范风险？防范风险就是监管，而外部监管机构，服务和防控监管都做得不够。

He said,How to strengthen the local financial supervision level is very important.In wenzhou, for example,Wenzhou out of the question,In addition to financial reform and opening to the outside is not enough,The actual also have financial risk prevention and control problem.DuXiaoShan further explanation,The so-called financial risk prevention and control,Including internal and external supervision two block.If it is pure folk loan,Talk less than more system problems.But compare small mill,Comparative grassroots according to experience yourself.If become an organization to organization ,Rose: understand the governance structure/Risk prevention and control mechanism.From the outside,,Encourage innovation at the same time,How can guard against risk?Guard against risks is supervision,And external supervision mechanism,Service and prevention and control supervision are not doing enough.