2012年进入了最后一个月，好消息是世界看起来并没有走到末日，坏消息则是这一轮充满寒意的经济周期还没有结束的意思。

In 2012, entered the last month,The good news is that the world does not seem to have come to an end,The bad news is this round of economic cycle with chill is not the meaning of the end.

　　无论多么漫长和痛苦，只要是经济周期，终究还会复苏，并为随之而来的新周期奠定基础。

No matter how long and painful,As long as it is economic cycle,All will be recovery,And of the new period and to lay the foundation.

　　漫长的经济寒冬也给我们提供了一个长时间重新审视中国金融业的视角：如何避免金融创新的创造性毁灭？中国银行(601988,股吧)业的转型突破口在哪里？综合经营的步伐是否应该放缓？中国资金怎样走向世界？世界资金如何进入中国？中国经济怎样转型才能跨越“中等收入陷阱”？

The long economic winter also provides us a long time to look at the perspective of China's financial industry:How to avoid the financial innovation of creative destruction?The bank of China(601988,guba)The transformation of industry breakthrough in where?The pace of the comprehensive operation whether it should be slow?Chinese money is how to go to the world?The world how money in China?How China's economic transformation can cross"Middle-income trap"?

　　随着危机的蔓延和为应对危机影响所付出的努力，中国金融业发展的新生态环境也随之形成。如何在新的金融生态条件下寻求风险和收益的平衡点，最大程度地创造金融价值，成为中国金融业共同面临的问题。

With the spread of the crisis and to cope with crisis's efforts,The development of China's financial industry new ecological environment will be formed.How to in the new financial ecological condition for risk and to balance the profit,The biggest degree ground to create financial value,Become a common problem facing China's financial industry.

　　有一点毫无疑义，随着全球经济、金融架构的转型，随着越来越多的中国金融机构稳步走向世界舞台，随着中国金融市场规模的增长、变化和深化，中国的金融业已经成为了全球金融体系的重要部分。对于世界和中国，这都是一个巨大的变化，都需要互相重新适应。

There is no doubt,Along with the global economy/The transformation of financial structure,As more and more Chinese financial institutions steadily towards the world stage,With China's financial market scale growth/Change and deepen the,China's financial industry has become an important part of the global financial system.To the world and China,This is a huge change,All need to adapt to each other.

　　这样的时代也决定了《陆家嘴(600663,股吧)》的叙事逻辑，用全球视野描述中国故事，用中国视角诠释世界经验。

This time also decided[lujiazui(600663,guba)]Narrative logic,With global vision to describe China story,With the Chinese perspective interpretation world experience.

　　今年，对于编辑部的同事们来说，最重要的事莫过于杂志创刊。作为一本以金融从业人员和高净值人群为目标读者的杂志，我们提出做“金融价值引领者”。金融家和金融机构都是我们的关注焦点，作为微观个体，我们希望每一位金融家、每一个金融机构都是金融价值的践行者和创造者，用不同的方式阐述金融价值的真义。

This year,For editorial office colleagues speaking,The most important thing magazine published.As a book to financial employees and high net worth the crowd as the target readers of the magazine,We propose to do"Financial value setters".Financier and financial institutions are our focus,As a micro individuals,We hope that each financiers/Each financial institution is the financial value of the practice, and the creator,Use different ways on the true meaning of the financial value.

　　遗憾的是，回顾行将过去的一年，很多声名显赫的金融机构和人物名誉扫地，在自身跌落神坛的同时，也让行业蒙尘。越来越多的人开始对金融业怀有敌意，认定金融有寄生之嫌，并对金融从业者的高收入颇为不满。

It is a pity that,To review the past year,A lot of great eminence financial institutions and characters into disrepute,In their own drop of the shrines at the same time,Also let industry dust.More and more people begin to hostile financial industry,That financial have parasitic too,And the financial practitioners of high income rather discontent.

　　“浊者自浊，清者自清。”但无论如何，金融业仍是这个世界重要的一部分，社会离不开金融，金融也应当服务于社会，金融的风险管理能力能够将资源配置到最有效率和需求的领域，为经济发展做出贡献。我们要做的，也许就是让金融朝向金融本身，回归到为实体经济服务、为提升公众福利而服务的基本面。

"Turbidity person since the turbidity,Clear person since the qing."But no matter how to,The financial industry is still an important part of the world,Society cannot leave the financial,Financial should serve the society,Financial risk management ability to the allocation of resources to the most efficient and needs of the area,Make a contribution to economic development.We have to do,Maybe is to make financial to finance itself,Return to service for the real economy/In order to promote public welfare and service of the fundamentals.

　　耶鲁大学教授罗伯特·希勒在其新著《金融与好的社会》这样描述金融的正能量： “当今几个重要市场经济体的崛起很大程度上有赖于金融业为其发展提供了核心的支持——如果没有金融业，这种崛起我们根本无法预想……金融有充足的潜力为我们塑造一个更加公平、公正的世界。”

Yale university professor Robert shearer in its new[Finance and good social]In the financial positive energy: "The rise of several important market economies will largely depend on the financial industry for its development provides the core support - if not the financial industry,This rise we couldn't envision...Financial have plenty of potential for us to shape a more fair/Just world."

　　再过几天就迈入2013年了。一元复始，万象更新。我们期待，新的一年里，除了“海啸”和“丑闻”，金融业也能给经济周期、给社会注入些许温暖。

A few days again turned 2013 years.A yuan after the beginning,Vientiane update.We are looking forward to,The New Year,In addition to"tsunami"and"scandal",The financial industry can also give economic cycle/To the society into a little warm.