12月21日银河证券数据显示，全部101只（分A、B级）货币基金年化收益率平均达到3.74%，其中有32只超过4%，远远跑赢一年期银行定存。规模大的货币基金整体表现则更加突出，三季度末前十大货币基金规模都在110亿元（A、B级合计）以上，截至21日平均七日年化收益率为3.892%，超过半数收益在4%以上，其中收益最高的易方达货币B已达5%以上。

December 21, galaxy securities figures show,All 101(Points A/Class B)Monetary fund annual yield up to 3.74% on average,There are 32 only more than 4%,Just run win one-year bank deposit.Large scale of monetary fund performance is more prominent,Top 10 at the end of the third quarter monetary fund scale is in 11 billion yuan(A/Total grade B)The above,At 21, average QiRi annualised rate of 3.892%,More than half yield over 4%,One of the highest income YiFangDa monetary B has reached more than 5%.

　　作为现金管理的理财工具，资产规模稳定在一定数量级之上的货币基金，相比规模较小的货币基金，流动性管理能力更强，收益受申购赎回的冲击更小，因此往往是打算“持币跨年”的大资金盯紧的目标。

As a financial tool for cash flow management,Assets stable in a certain order of magnitude above the monetary fund,Smaller than the monetary fund,Liquidity management ability is stronger,The impact of income by explain buy redemptive smaller,So often"The currency across the years"The big money at target.

信诚：500B飙升60.27% prudential:500 b soared 60.27%

　　在股市破“2”触底后，市场又重新攻占2200点，上演惊天逆转，上证综指在12月3日到12月25日的17个交易日中涨幅达11.79%，深成指涨12.51%。而作为市场抢反弹利器的杠杆基金，更加如虎添翼，信诚500B、信诚沪深300B等杠杆基金，位列杠杆指基涨幅前三名。尤其是信诚500B在即将触及折算点时，掉头向上，以60.27%的涨幅引领杠杆基金。

In the stock market"2"After touching the bottom of the,Market again takes 2200 points,On fightback,The index on December 3, in the 17 day December 25, or 11.79%,Scope rose 12.51%.As the market rebound of tools leverage fund,More mora.,Trust - 500 - b/Prudential csi 300 b, such as leveraged funds,Ranked top three leverage refers to the increase.Especially trust - 500 b in touch conversion point,Turn up,With 60.27% increase lead leverage fund.

　　据了解，机构投资者在本轮行情中大量介入杠杆基金。证监会投保局数据显示，10月份针对沪深300成份股中的沪市股票，QFII的净买入额是去年前7个月净买入总额的40多倍。

It is understood,Institutional investors in interventional leverage fund in great quantities in this market.CSRC insurance bureau figures show,In October in shenzhen 300 component of Shanghai stock market,QFII of net buying is the first seven months of last year of the total amount of the net buys more than 40 times.

　　富国：收益冠军花落或无悬念

Rich countries:Earnings champion flower falls or no suspense

　　尽管12月A股市场上演惊天“逆袭”，但在最后三个交易日，股票基金想要超越债券基金重登年度收益冠军的宝座，恐怕又要落空了。据天相数据统计，截至12月25日，全市场1009只基金（分级产品分别计算）中，去年业绩排在前三位的分别是富国汇利B、增利B和丰利B，分别取得36.66%、35.7%和32.36%的业绩；而主动管理的股票基金中，表现最好的景顺核心、上投新动力(310328,基金吧)和中欧小盘尽管分别实现了28.03%、24.43%和22.02%的收益，但想要在最后三个交易日超越富国汇利B夺得年度业绩冠军，几乎是不可能的事。

Although December a-share market swing"Inverse attack",But in the last three trading days,Stock fund want to transcend bond fund heavy on annual income champion,I'm afraid to lost again.According to the days of data statistics,By the end of December 25,,The whole market 1009 fund(Grade products are calculated)In the,Last year performance of the top three, respectively is rich huili B/ZengLi HeFeng B and B,36.66% respectively/35.7% and 32.36% of the performance;And the active management of stock funds,One of the best JingShun core/The new impetus for(310328,The fund?)And central Europe small dish despite achieved 28.03%, respectively/24.43% and 22.02% of the profits,But want to be in the final three trading days beyond rich huili B annual performance won the championship,It is almost impossible.

华富：货币收益率超4% huafu:Currency rate over 4%

　　受股市震荡下跌影响，去年股票型基金全面溃败。不过，在去年的“乱世”中，有现金管家之称的货币基金却“大显身手”， 整体收益水平创下历史新高。银河数据显示，截至12月14日，可比的274只标准股票型基金中，有六成产品亏损。而同期货币基金A\B两类平均净值增长率分别为3.754%和3.924%，其中华富货币基金(410002,基金吧)去年净值增长率达4.056%，超越同类产品平均收益，是活期存款利率的11倍。

Affected by market volatility fell,Last year stock fund full rout.but,In the last year"gone"In the,A cash steward said the monetary fund yet"A go", Overall income level set a record high.The Milky Way data shows,By the end of December 14,,Than the 274 standard stock fund,A sixty percent loss of product.While monetary fund A, B two kinds of average net growth rate were 3.754% and 3.924% respectively,The huafu monetary fund(410002,The fund?)Net growth rate of 4.056% last year,Beyond the average income of similar products,Current deposit interest rate is the 11 times.

　新华：乱“市”出英雄 xinhua:disorderly"The city"A hero

　　2012年市场风云变幻，黑天鹅层出不穷，基金投资难度大增，踏错节奏的基金净值遭遇大幅折损。尽管如此，依然有部分基金公司在乱“市”中表现出较强的投研实力，旗下多只基金表现抢眼。

In 2012 the market changeable,Black swan emerge in endlessly,Fund investment is difficult,Step wrong rhythm of fund net value in wreck a substantially.In spite of this,Still some fund company in random"The city"Show the strong research strength,Its more than fund performance.

　　新华基金(博客,微博)根据市场变化灵活配置资产，股票投资延续了前几年的稳健水平，旗下新华行业轮换等基金业绩排在同类前列。Wind数据显示，截至12月25日，新华行业以20.65%的净值增长在所有偏股基金中暂列第五位。此外，新华泛资源优势、新华优选分红和新华灵活主题的净值增长也都排在同类基金前列，分别以4.40%、8.09%和14.42%的收益排在同类基金的前1/3、1/9和1/18位置。

Xinhua fund(The blog,Micro bo)According to the market change flexible allocation of assets,Lasted for a few years ago the sound level of the stock investment,Its xinhua industry funds such as rotation performance row in the forefront of the same.Breath data shows,By the end of December 25,,Xinhua industry with 20.65% of the net growth of all the partial shares fund for fifth place.In addition,Xinhua - resources advantage/Xinhua preferred dividends and xinhua net flexible theme of growth is also row in the forefront of the similar funds,At 4.40%, respectively/8.09% and 14.42% of earnings in the first third of similar funds/1/9 and 1/18.

　　混合基金启动“暖冬”行动 Hybrid funds start"The warm weather"action

　　在经历大半年的煎熬后，近期A股市场迎来一波“暖冬”行情。统计显示，自探底1949点以来，截至12月20日，上证综指累计涨幅达10.64%。有历史经验表明，年底往往是基金布局股市较好的时段，混合型基金或掀起一波“暖冬”行动。东吴内需增长基金于1月4日正式发行，成为新年首批发行的内需主题基金。据了解，相较股票型基金，此次发行的东吴内需增长混合型基金股票仓位更加灵活，可攻可守，投资于股票以及债券等其他金融工具的比例分别为30%~80%和20%~70%。

After the experience of drew, suffering,Usher in A wave of a-share market in the near future"The warm weather"An option.Statistics show that,Since - 1949 points,By the end of December 20 th,Shanghai composite risen up to 10.64%.Historical experience has shown that,Is often fund layout by the end of the stock market good period of time,Mixed type fund or of a wave"The warm weather"action.Soochow fund domestic demand growth on January 4, officially issued,Become one of the first issue of the New Year theme fund domestic demand.It is understood,Compared with stock fund,The issue of the journal of domestic demand growth mixed type fund stock positions more flexible,Can attack and defend,Investment in stocks and bonds and other financial instruments of 30% ~ 80% and 20% ~ 70%.

　首只周四、五暂停申购理财债基现身 First on Thursday/Five suspended purchase financial debt base

　　继王牌产品万家货币(519508,基金吧)之后，万家基金再次推出全新的现金管理工具——万家14天理财债券型基金于1月4日至10日发行。

The ace products' currency(519508,The fund?)after,Approved funds again to launch the new cash management tool - 14 days' financial bond fund issued on jan. 4 to 10 days.

　　这是该公司旗下首只短期理财基金，由2012年债券类基金业绩冠军、万家固定收益投资总监邹昱亲自出任基金经理。据了解，万家14天理财债基从交易模式上创新突破，是国内短期理财基金中首只规定每周一、二、三可申购而周四、五暂停申购的品种。

This is the company's first only short-term financial funds,By 2012, bond funds performance/Thousands of fixed income investments director zou yu as the fund manager in person.It is understood,Thousands of financial debt and 14 days from the transaction mode innovation breakthrough,Is the short-term financial fund first only once a week/The second/Three can explain and Thursday/Five varieties of the suspension of the subscription.

　银华锐进领涨三周涨幅超66% The mechanism RuiJin brought up three weeks rose over 66%

　　Wind数据显示，在个别杠杆指基周涨幅为负的背景下，银华锐进12月17日至21日当周以13.69%的涨幅占据反弹第一线，更以累积32.8亿元的周成交金额力拔头筹，12月17日的成交金额更是高达7.5亿，刷新了其自成立以来单日最大的成交额。不仅如此，自本轮反弹以来（12月4日至12月21日），银华锐进三周累计涨幅高达66.13%，位居同类榜首。

Breath data shows,In individual leverage refers to the week under the background of rise is negative,Y.h. su RuiJin December 17 to 21, this week with 13.69% of the rebound or occupy the first line,More to clinch a deal amount accumulated 3.28 billion yuan of weeks force the top,On December 17, clinch a deal amount is as high as 750 million,Refresh the since the establishment of the point of the turnover.Not only that,Since this rebound(On 21 December 4 to 12),The mechanism RuiJin three weeks risen up to 66.13%,In the same title.

　　银华锐进是目前市场上最早成立的主流指数型杠杆股基，也是最为活跃的杠杆股基，Wind数据显示，银华锐进去年日均成交金额为2.29亿，自12月4日反弹以来，其日均成交金额迅速放大至5.08亿，受到市场投资者热捧。

Y.h. su RuiJin is the earliest established on the market at present the mainstream of the exponential lever shares,Is also the most active lever shares,Breath data shows,The mechanism RuiJin average clinch a deal amount is 229 million last year,Since December 4, rebound,The average daily clinch a deal amount rapidly enlarged to 508 million,Market investors hold heat.

　平安银行(000001,股吧)推供应链金融2.0 Pingan bank(000001,Shares!)2.0 pushing supply chain finance

　　12月19日，复旦大学——平安银行供应链金融工作室成立仪式暨平安银行供应链金融2.0发布会在上海复旦大学逸夫科技楼举行。

December 19,,Fudan university - pingan bank supply chain finance studio set up ceremony of pingan bank supply chain financial 2.0 conference held in Shanghai fudan university of yifu technology building.

　　“供应链金融2.0”是平安银行继2009年推出线上供应链金融服务以来，首次以全新的理念推出的服务品牌。它不仅仅是该行线上供应链金融服务的升级，同时通过供应链在线活动的信息整合，更强调基于网络服务平台之上各参与主体之间的互动与协同作业，更加契合企业和相关各方的需求。

"2.0 supply chain finance"Pingan bank is following the 2009 online financial services since the supply chain,With the new concept of service brand for the first time.It is not only the bank online financial services of the supply chain to upgrade,At the same time through online activities of the supply chain information integration,More emphasis on service platform based on network between each subject of participation in the above interactive and collaborative work,More enterprises and the needs of the related parties.

　　平安银行推出供应链金融2.0服务，致力实现金融服务的“在线可得”与多方信息的“清晰可见”两大功能：一是在线整合与衔接各方流程，建立商务、资金服务与物流服务无缝衔接的高速工作通道，让融资“在线可得”；二是实现整合与共享银行、核心企业与上下游企业，以及物流伙伴之间割裂的分散信息，银行通过企业在平台上留下的“痕迹”信息，为企业整合所需信息、提供增值服务，让供应链管理与服务“清晰可见”。

Pingan bank out of supply chain finance 2.0 service,To achieve financial services"Available online"With more information"Clearly visible"Two big functions:One is the integration of online and join each process,To establish business/Financial service and logistics service work of seamless cohesion,Let the financing"Available online";2 it is to realize the integration and sharing/The core enterprise and upstream and downstream enterprises,Decentralized information isolation between and logistics partners,The bank through the enterprise in the platform"trace"information,The integration of information for the enterprise/Provide value-added services,Let the supply chain management and service"Clearly visible".

　　据介绍，在产品方面，平安银行供应链金融2.0涵盖了预付线上融资、存货线上融资、线上反向保理、电子仓单质押线上融资、核心企业协同、增值信息服务、公司金卫士等7大产品与服务。

According to introducing,In terms of product,Pingan bank supply chain financial 2.0 covers online financing in advance/Online inventory financing/Online reverse factoring/Online electronic warehouse receipt pledge financing/The core enterprise collaborative/Value-added information services/Company JinWeiShi 7 big products and services.