⊙记者 卢晓平 ○编辑 李剑锋

⊙ reporter LuXiaoPing ○ LiJianFeng editor

　　在上周末举行的2013年亚布力中国企业家论坛第十三届年会上，银监会前主席刘明康直言：金融监管协调共享有很大问题，并呼吁加强金融监管改革和法制建设。

In the last weekend at the 2013 YaBuLi Chinese entrepreneurs BBS 13th annual meeting,Banking regulatory commission (CBRC), a former chairman of truth mingkang:Financial supervision coordination sharing have very big problem,And called for the strengthening of financial supervision reform and legal system construction.

　　刘明康说，当前的金融监管存在着多头管理，但多头管理本身并没有太大问题，无非是监管成本更高一些。问题在于，金融监管必须强调四个字：协调、共享，正在这四个字上出现了很大的问题。

Mingkang said,The current financial supervision there are multiple management,But the multiple management itself and is no problem,It is supervision cost higher some.The problem is,Financial supervision must emphasize four word:coordination/sharing,Are these four words appeared on the big problem.

　　他强调，协调共享不力的问题，并不局限于一行三会，也包括发改委、财政部等部委。

He stressed that,The problem of lack of coordination of sharing,Is not limited to a line of three will be,Also include the development and reform commission (NDRC)/The ministry of finance ministries and commissions such as.

　　以债券监管为例，刘明康说，目前我国国债发行由财政部负责，而其交易流通则需要财政部、人民银行、证监会共同管理。此外，证监会还需要管理可转债、可分离公司债的发行和交易；人民银行需要管理短期融资券、金融债的发行。商业银行的次级债、混合次级债的发行则是由银监会负责。保险公司可以投资的债券类型需要经过保监会许可。而对企业融资最为重要的企业债券的发行，则是由国家发改委单独管理，但是其上市交易却需要与人民银行和证监会协调。

To bond supervision as an example,Mingkang said,At present our country national debt is issued by the ministry of finance is responsible for,And the trade circulation is in need of the ministry of finance/People's bank of/Securities regulatory commission joint management.In addition,It also need to manage convertible bonds/Separable corporate debt issuance and trading;Need to manage the people's bank of short-term financing bonds/Financial bond issuance of.Commercial bank subordinated debt/Mixed secondary debt issued by the banking regulatory commission is responsible for.Insurance companies can invest bond types will need to be approved by the China insurance regulatory commission license.And to the enterprise financing is the most important enterprise issue of bonds,It is by the national development and reform commission management alone,But the listing for trading but needs and people's bank and securities regulatory commission coordination.

　　“大家都在管（债券），但最重要的东西没人管，你的零风险的基准利率曲线画不出来。”刘明康说，这使得市场缺乏定价的基础。刘明康认为，要解决金融监管在协调共享上的问题，必须加强改革进程。

"Everyone in the tube(bonds),But the most important thing no one tube,Your zero risk benchmark interest rate curve drawing a blank."Mingkang said,This makes the market price of the foundation.Mingkang think,To solve the financial supervision coordination sharing problems,We must strengthen the reform process.

　　除了在金融监管的协调和共享上的问题，刘明康还提到，目前中国金融体制的法制建设还很不健全。他举例说，目前还没有金融机构破产法。

In addition to the financial supervision coordination and sharing problems,Mingkang said,China's financial system's construction of a legal system is not perfect.He said one example,There is no financial institutions bankruptcy law.