今年以来，欧债危机持续蔓延，外需不足的矛盾突出，中国经济运行承受较大增速下行压力，经济增速连续六个季度回落，“三驾马车”中外贸进出口的增速也告别了持续多年的“两位数”时代。据国家统计局发布的上半年国民经济运行情况显示，初步测算，上半年我国GDP同比增长7.8%，创下自2009年一季度以来的最低水平。分析人士表示，未来中国经济实现“稳增长”目标将依赖于加速项目投资和金融改革服务实体经济发展两大主线开展。

Since this year，The debt crisis continues to spread across，The lack of foreign demand contradiction，China's economic operation under high growth downward pressure，Economic growth dropped six consecutive quarters，“Three carriages”In the foreign trade import and export growth also said goodbye to last for years“Two digits”era。According to published by the national bureau of statistics show the national economy running in the first half，Preliminary estimates，In the first half year-on-year growth of 7.8% in GDP，Since 2009, a quarter of the lowest level since。Analysts said，China's economy in the future“Steady growth”Target will depend on the speed up project investment and financial reform service entity economy development in two main streams。

　　“当前，在外需放缓、消费增长平稳的情况下，经济增长很大程度上将取决于投资的增长，这已经成为共识。金改释放的民间资本将成为经济增长"顶梁柱"。”北京大学金融与证券研究中心主任曹凤岐接受中国证券报采访时指出，金融改革方案对于区域经济发展的促进主要体现在两个方面：一方面，是推动城镇化进程，而这也将会是下一步我国经济稳增长的主要驱动力。

“The current，Slowing economy in、Consumption growth smoothly，Economic growth a lot will depend on how the growth of investment，This has become a consensus。Instead of private capital gold release will be economic growth"pillar"。”Beijing university finance and securities research center director CaoFengQi accept China's stock certificate report points out that in an interview，Financial reform plan for promoting the economic development of area mainly embodied in two aspects：On the one hand，Is promoting the urbanization process，And this will be the next China's economic growth on the main driving force。

　　他说，城镇化的发展和建设对中国整个经济的发展有很大作用。目前，中国的大环境还是产能过剩，而加大对于欠发达区域、中西部地区的金融支持，能极大缓解需求不足问题，包括促进这些区域的基础设施建设、保障房建设等。另外，还能解决这些区域的就业问题。

He said，The urbanization development and the construction of the whole economic development in China has very big effect。At present，China's environment or excess capacity，In less developed areas and increase、The Midwest region financial support，Will greatly ease demand shortage problem，To promote these areas including the infrastructure construction、Security room construction, etc。In addition，Also can solve these regional employment problem。

　　另一方面，这些区域的金融改革不断推进，将使得民间金融趋于合法化、阳光化、规范化，这对于民营企业的发展给予了强有力的支持。“这样整个区域的经济就会活起来。”

On the other hand，These areas of financial reform，Will allow private finance tend to be legalized、The sun、standardization，This for the development of the private sector gave strong support。“So the whole area of the economy will live it up。”

　　中国银行(601988,股吧)业协会首席经济学家、国务院发展研究中心金融研究所副所长巴曙松指出，未来必须坚持加大金融改革力度促进实体经济转型。同时，应主要以微观金融实体的改革为主，以国有商业银行的股份化改造和上市为标志，接下来金融改革的重点应该转移到构建制度、完善市场、创新产品上来。

The bank of China(601988,Shares it)Industry association chief economist、The state council development research center, financial, deputy director of institute BaShuSong said，The future must adhere to increase financial reform to promote the transformation of the economic entity。At the same time，Should be mainly in the reform of the micro financial entities to give priority to，In state-owned commercial bank's reform and listed for mark's share，The key to the reform of financial should move to construct the system、Perfect the market、Innovation products up。

　　国务院发展研究中心金融研究所综合研究室主任陈道富指出，在中国目前的发展阶段，金融或金融改革必须服务于实体经济。因为只有实体经济发展，金融才能有发展空间。金融是一个关系全局、带有前瞻性的行业，所以金融改革需要更多从全国经济发展战略的角度来考虑。

The state council development research center, director of research ChenDaoFu comprehensive financial research institute said，In China's current stage of development，Financial or financial reform must serve economic entity。Because only the real economy，Financial ability has development space。Finance is a global relationship、With a forward-looking industry，So the financial reform need more from the Angle of national economic development strategy to consider。

　　巴曙松认为，在金融市场建设方面，应加快多层次金融市场建设。满足经济发展和转型中的多元化融资需求。一方面大力推进多层次股票市场体系建设，满足多元化的投融资需求。大力发展主板市场，继续推进中小企业板建设，加快推动创业板建设、推动高新科技中小企业成长壮大，构建统一监管下的全国性场外交易市场。另一方面，继续推动金融市场产品创新。例如，高收益债券可以市场化的方式化解中小企业在银行贷款中风险高、融资难的困境。

BaShuSong think，In the financial market construction，Should speed up the multi-level financial market construction。Meet the economic development and transformation of diversified financing needs。On the one hand vigorously promote multi-level stock market system，Satisfy demand of the investment and financing。Vigorously develop the mainboard market，To continue to push forward the construction of small and medium-sized enterprises board，Promote the construction of the gem、New and high science and technology to promote small and medium-sized enterprise growing，Constructing national unity under the supervision of the over-the-counter market。On the other hand，Continue to promote financial market product innovation。For example，High yield bonds may be marketization and the settlement of small and medium-sized enterprises in high risk in bank loans、The plight of financing。

　　在金融市场参与主体方面，巴曙松指出，应放松民间资本进入金融业的准入限制，使得市场参与者进一步差异化、多元化。未来应该进一步放松民营资本的准入限制，同时加强监管，积极规范，促使其发挥促进实体经济转型的积极作用。

In the financial market main body participation，BaShuSong points out that，Be relaxed folk capital into the banking industry admittance limitation，That makes the market participants further differentiation、diversity。The future should further easing access private capital，At the same time, strengthen supervision，Positive standard，Make it play to promote the economic transformation of the entity positive role。

　　分析人士指出，随着金融改革加速，未来改革将进入到“深水区”，需要在金融市场主体、法律制度、信用体系、货币体系（利率、汇率和货币传导机制）、政府与金融关系等多个领域的配套制度改革中推进。这样才能进一步释放生产要素，加大对经济增长的支持力度。

Analysts say，With the financial reform speed，Reform will enter into the future“Deep water area”，In the financial market main body needs、Legal system、Credit system、Monetary system（Interest rates、Exchange rate and monetary transmission mechanism）、The government and financial relationships etc supporting system innovation in advance。So it can be further release production elements，To increase the economic growth of the support。