本报记者 包兴安

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　　全国人大常委、民建中央副主席、经济学家辜胜阻日前表示，当前企业特别是中小企业面临的头号难题不仅融资难而且融资贵。对实体经济强本固基要以金融改革为突破口，通过构建包括资本市场体系、股权投资体系、信贷体系和信用担保体系的多层次金融体系，推动资本回归实业、回归创新，缓解实体经济“贫血”局面，保证我国经济又好又快发展。

The standing committee of the National People's Congress/China democratic national construction association, vice chairman of the central committee/Economists GuShengZu has said,The current enterprises especially small and medium-sized enterprises face the number one problem not only difficulty in financing and financing your.On the real economy is strong this solid base to financial reform as a breakthrough,By constructing including capital market system/Equity investment system/Credit system and credit guarantee system of multi-level financial system,Promote capital regression industrial/Regression innovation,Alleviate the real economy"anemia"situation,Ensure that our country economy and the rapid and healthy development.

　　辜胜阻指出，湖北及中部地区要以“新三板”扩容为契机，充分发挥科教资源优势，发展科技金融，让金融服务创新，引导资本回归实业，实现技术创新和金融创新“两轮驱动”。

GuShengZu pointed out that,Hubei and the central region should to"The new SanBan"Flash as an opportunity,Give full play to the resource advantage of science,Development technology and finance,Let the financial service innovation,Guide the industrial capital return,Realize the technology innovation and financial innovation"Two wheel drive".

　　第一，要构建多层次的与企业构成相匹配的“金字塔”式的资本市场体系。当前我国资本市场迫切需要从“倒金字塔”向“正金字塔”转变，这要求我们要在完善主板、中小板和创业板的基础上，积极推进“新三板”进一步扩容。发展“新三板”需要完善多层次资本市场的转板机制建设，增强市场弹性和流动性，为前期股权投资的退出提供便利通道。

The first,In order to build a multi-level and enterprise constitute a matching"pyramid"Type of capital market system.The current our country capital market from the urgent need"Inverted pyramid"to"Positive pyramid"transformation,This requires that we must in perfect motherboard/Small and medium-sized plate and the basis of gem,Actively promote"The new SanBan"Further expansion.development"The new SanBan"Need to perfect multi-level capital market turn plate mechanism construction,Enhance market flexibility and mobility,The equity investment for exit provide convenient channel.

　　第二，要构建以天使投资、风险投资、私募基金为主体的多层次股权投资体系。近年来，我国VC、PE机构数量和资金规模均快速增长，出现了过度膨胀和非理性发展的态势。当前要充分利用我国VE/PE行业进入调整期的契机，建立覆盖整个企业生命周期发展需要的完整的股权投资链，改变VC的PE化和PE“投机化”的局面，推动投资链条前移，鼓励其专注有潜力的高技术和高附加值产业。

The second,To construct a angel investment/Risk investment/Private equity funds as the main body of the multi-level equity investment system.In recent years,VC in China/PE institutions quantity and capital size are rapid growth,Appeared excessive expansion and irrational development the situation.At present, it is necessary to make full use of our country VE/PE industry into the phase of adjustment of the opportunity,Establish covers the whole enterprise life cycle to the development of the complete equity investment chain,Change the VC PE is changed and PE"Speculative turn"situation,To promote investment chain reach,Encourage its focus has the potential to high technology and high value-added industries.

　　第三，要构建多层次信贷体系，为不同规模企业提供多层次信贷支持。要构建“正金字塔型”的信贷体系，探讨构建国家和省级层面有数十家大型金融机构、地市级层面有数百家中型金融机构、区县级层面有数千家中小型金融机构、村镇与社区层面有数万家微型金融机构形成的“十百千万”型的多层次商业融资体系，改善中小企业融资环境。

The third,In order to build a multi-level credit system,For different scale enterprise credit support provide mutiple level.To construct"Is the pyramid"Credit system,To explore constructing the national and provincial level have dozens of large financial institutions/Prefecture-level level hundreds of medium-sized financial institutions/District level thousands of small and medium-sized financial institutions/Town and community level of for the formation of micro financial institutions"Ten billion"Type of multi-level business financing system,Improve the small and medium-sized enterprise financing environment.

　　第四，要构建多层次的信用担保体系，特别要加强对小微企业的融资担保。加快建设包括政策性信用担保体系、商业性信用担保体系和互助型担保体系 “三位一体”的信用担保体系。

The fourth,In order to build a multi-level credit guarantee system,Pay particular attention to strengthening the little micro enterprise's financing guarantee.Speed up the construction of the including policy credit guarantee system/Commercial credit guarantee system and mutual type guarantee system "trinity"Credit guarantee system.

　　辜胜阻认为，发展高科技需要技术创新与金融创新双轮驱动，大力推动科技金融发展。辜胜阻说，湖北最大的优势是科教资源的优势，使潜在的优势转化成现实生产力，需要实现科教优势与金融资源的对接。未来湖北要通过发展科技金融，实现技术创新和金融创新“双轮驱动”，充分利用“新三板”扩容给东湖高新(600133,股吧)区带来的机遇，使得东湖高新区成为科技金融相结合的“试验场”。

GuShengZu think,The development of high-tech need technical innovation and financial innovation double drive,Vigorously promote the financial development of science and technology.GuShengZu said,Hubei is the biggest advantage of the advantages of science and technology resources,Make the potential advantages into real productive forces,Need to implement science and technology advantages and financial resources of the butt.The future development of hubei through technology and finance,Realize the technology innovation and financial innovation"Two-wheel driven",Make full use of"The new SanBan"Flash to the east lake high(600133,guba)The opportunities brought about by the area,Make the east lake high-tech zone become the combination of technology and finance"Proving ground".

　　一要完善多层次的市场体系，加大企业上市促进力度和上市企业再融资，充分利用“新三板”扩容带来的巨大潜在规模效益，不断壮大“新三版”后备企业数量，加快企业挂牌步伐。

A multi-level to perfect the market system,Increase the listing of a company promote strength and listed enterprise refinancing,Make full use of"The new SanBan"Flash with the great potential scale benefit,growing"The new edition of"Backup enterprise quantity,To speed up the pace of enterprise listed.

　　二要构建多样化的金融组织体系，把东湖高新区打造成股权资本化、智力资本化、资产证券化的“资本特区”。打造证券、保险、信托、租赁、非银行金融机构和新型金融机构总部聚集区和金融服务外包机构聚集区。

Secondly, to construct diversified financial organization system,The east lake high-tech zone makes equity capitalization/Capitalization of intellectual/Of asset securitization"Capital district".Make securities/insurance/trust/lease/Non-bank financial institutions and financial institutions in the new headquarters accumulation and financial service outsourcing mechanism accumulation area.

　　三要构建立体化服务体系，积极引导金融资源向科技企业配置，并通过设立科技贷款、科技金融保险、建立科技金融公共服务平台和科技金融创新服务体系。对科技型企业和对应的服务机构给予针对性的财政补贴或税费减免，发挥财政资金“四两拨千斤”作用，支持科技成果的产业化。

Third, we need to construct three-dimensional service system,Actively guide financial resources to science and technology enterprise configuration,And set up a science and technology through loans/Technology and finance insurance/Science and technology set up financial public service platform of science and technology and financial innovation service system.For science and technology enterprises and the corresponding services to give specific financial subsidies or tax cuts,Play financial capital"Four two dial one thousand jins"role,Support the industrialization of scientific and technological achievements.