经济体制改革全面深化

The reform of economic system comprehensively deepen

　　金融改革提升实体经济质量

Financial reform improve the quality of the real economy

　　本报评论员 彭春来

The PengChunLai commentators

　　2013年，注定将会是改革之年。

In 2013,,Destined to will be the year of reform.

　　今年的经济工作会议在提出2013年经济工作的主要任务时，明确提出要 “全面深化经济体制改革，坚定不移扩大开放”，其中提出“要深入研究全面深化体制改革的顶层设计和总体规划，明确提出改革总体方案、路线图、时间表。”这表明，明年经济领域里的改革力度会显著加大，而金融领域的改革也将迎来突破。

This year's economic work conference put forward in 2013, the main task of economic work when,Clearly put forward to "Comprehensively deepen the reform of economic system,Unswervingly opening up",The proposed"To further study comprehensively deepen reform the top design and overall planning,Put forward the overall reform scheme/roadmap/schedule."This suggests that,Next year the economy in the reform will increase significantly,And financial sector reforms will also have breakthrough.

　　金融领域的改革，其目的归根结底是要为实体经济服好务，在新的时期，更是要侧重于提升实体经济的质量和竞争力。

The reform of the financial sector,The goal in the final analysis, it is for the real economy take good service,In the new period,But also to focus on improve the quality of the real economy and competitiveness.

　　明年的经济工作以提高经济增长质量和效益为中心，货币政策继续稳健，保持贷款的适度增加，降低实体经济的融资成本，同时也要保证经济从规模扩张式发展转为质量效益型发展。目前中国经济最突出的问题，不是增速问题，而是质量和效益问题。如果不从根本上解决质量和效益问题，中国经济将始终处于不稳定、不可持续状态。因此，货币政策要增强操作的灵活性，既要能抵御经济下行的压力，又要能缓解产能相对过剩的困境，在确保增长质量的前提下，兼顾物价、资本流入等方面的平衡。

Next year's economic work in order to improve the quality and efficiency of economic growth as the center,Monetary policy to continue steady,Keep a modest increase in loans,Reduce financing cost of the real economy,At the same time also to ensure the economy from scale expanding development to quality development efficiency.China's current economic the most prominent problem,Not growth problems,But the quality and efficiency.If not fundamentally solve the quality and efficiency,China's economy will always is in not stable/Unsustainable state.so,Monetary policy to enhance the flexibility of operation,Can not only resist economic downward pressure,And to be able to ease the plight of relative surplus of production capacity,To ensure the quality of growth in the premise,Give attention to two or morethings price/The balance of capital inflows, etc.

　　而在财政金融领域，在坚守不发生系统性和区域性金融风险的底线基础上，结构性减税大有可为。结构性减税不仅有助实施积极的财政政策、扩大内需、减少对外依存度、促进经济发展，又能通过民间可支配收入的增长推进结构调整，有效提升实体经济质量。

And in the finance field,In does not occur to systemic and regional financial risk based on the bottom line,Structural tax cuts have a brilliant future.Structural tax cuts not only help to implement the proactive fiscal policy/Expand domestic demand/Reduce the ratio of dependence on foreign/Promote economic development,And through the folk disposable income growth promoting structural adjustment,Improve the quality of the real economy.

　　深化金融改革，更需进一步强化创新驱动。创新驱动是提升实体经济质量、扩大内需的动力。

To deepen financial reform,More need to further strengthen innovation drive.Innovation drive is to enhance the quality of the real economy/The power of the boosting domestic demand.

　　“加强民生保障，提高人民生活水平”是明年经济工作的六项重点之一。中央提出“稳中求进”，最可靠的途径是扩大内需，而扩大内需的重点则是保障和改善民生、加快发展服务业、提高中等收入者比重。

"To strengthen the people's livelihood security,Improve the people's living standards"Economic work next year is one of the six key.The proposed"WenZhongQiuJin",The most reliable way is to expand domestic demand,And the focus of expanding domestic demand is the guarantee and improve the livelihood of the people/Accelerate the development of service industry/Improve the proportion of the middle-income earners.

　　加强民生保障关键在于加强城乡社会保障体系建设。目前我国养老保险体系建设虽取得了一定的进展，但是同时也面临很大挑战，不仅资金规模相对较少，而且保障能力有限，城乡之间、不同群体之间社会保障待遇差别很大。一方面，个人养老保险个人账户空账率较大，另一方面，资金管理分散，运营效率不高，保值增值的压力很大。因此，有必要加大改革力度，首先要建立稳定可靠、多层次的养老金来源渠道，通过多种方式来筹措资金，使养老保障基金的规模不断扩大，特别是加大国企利润的划拨比例或者是股权的转让比例；其次，要科学规划养老金的管理，通过市场化手段探索多渠道实现养老金保值增值。

To strengthen the people's livelihood security key is to strengthen the urban and rural social security system construction.At present our country endowment insurance system construction is made progress,But at the same time also faces great challenges,Not only capital scale relatively less,And guarantee ability is limited,Between urban and rural areas/Between different groups of social security treatment difference is very big.On the one hand,Individual endowment insurance individual account empty account rate larger,On the other hand,Fund management dispersion,Operation efficiency is not high,The value of the under a lot of pressure.so,It is necessary to intensify reforms,First of all to establish stable and reliable/Multi-level pension sources,Through a variety of ways to raise funds,Make old-age security fund scale expands unceasingly,Especially increase the proportion of the profits of transfer or assignment of equity ratio;secondly,To scientific planning pension management,Through the market means exploring multi-channel to realize the value of the pension.

　　资本市场是实现优化资源配置，服务经济保质保量增长的重要场所，也是金融改革的重点。市场长期的低迷直接影响到了实体经济的健康发展，直接影响了民生和保障，以改革促资本市场发展，已是当务之急。

Capital market is realizing the optimized allocation of resources,Service economy growth quality and quantity of the important places,Is the focus of financial reform.The market long-term downturn directly affected the healthy development of the real economy,A direct effect on the people's livelihood and security,To promote the development of capital market reform,, it is urgent to.

　　一年多来，就资本市场存在的诸多问题，证监会推出了一系列的改革措施，2013年更是要迈入改革攻坚年。

For more than a year,The capital market is there are many problems,Securities regulatory commission launched a series of reform measures,In 2013, but also to enter GongJianNian reform.

　　近日，证监会发布实施《关于深化基金审核制度改革有关问题的通知》及其配套措施，全面改革基金产品审核制度，沿用多年的通道制审核，即将终结。紧接着，沪深证券交易所发布退市配套规则，进一步明确了退市制度的有关细节。而对于市场最关心的新股发行机制改革问题，也已经开始着手进行，相信与投资者见面的时间不会太久。

recently,Issued by the CSRC[To further the fund audit system reform of the relevant questions of the notice]And supporting measures,Comprehensive reform fund product audit system,Use years of channel system audit,Will end.then,Shanghai and shenzhen stock exchange issued delisted matching rules,Further clarify the details to withdraw from the market system.And for the most concerned about the market ipo mechanism reform,Has also begun to,Believe and meet investors will not long.

　　经济工作会议中对来年经济改革任务的部署，2012年是“深化重点领域和关键环节改革”，2013年则是“全面深化经济体制改革”，特别是强调“要明确提出改革总体方案、路线图、时间表”，说明了新的领导集体对未来经济发展的展望。

Economic work conference for the year in economic reform task deployment,2012 years is"Deepening the reform of the key areas and crucial links",2013 years is"Comprehensively deepen the reform of economic system",Especially emphasize"To put forward the overall reform scheme/roadmap/schedule",Explain the new collective leadership of future economic development outlook.

　　改革允许摸着石头过河，同时也需要顶层设计和整体规划。改革的探索往往来自基层，但整体的推广则需要高层的设计和规划。摸石头是手段，过河才是目的。

Reform allow crossing the river by groping the stone,At the same time also need top design and overall planning.Reform of exploration often comes from base,But the overall promotion requires high-level design and planning.Touch stone is means,Across the river is the purpose.