时值岁末年终，回顾即将过去的2012年，上海国际金融中心建设继续在加快金融机构集聚、完备金融市场体系方面稳步推进，金融产品和工具不断丰富，金融机构创新和发展步伐加快，市场功能进一步增强；同时，上海国际金融中心建设继续提升金融软实力，注重金融诚信和法制建设，打造一流金融生态。上海正朝着国家战略“力争到2015年基本确立上海全球性人民币产品创新、交易、定价和清算中心地位”的目标稳步前行。

As the end of this,Review the past 2012 years,Shanghai international financial center construction in financial institutions continue to speed up the gathering/Complete financial market system steadily,Financial products and tools is unceasingly rich,Financial institutions to speed up the pace of innovation and development,To further strengthen the market function;At the same time,Shanghai international financial center construction to continue to ascend financial soft power,Pay attention to financial credit and legal construction,To build first-class financial ecology.Shanghai is toward the national strategy"Strive to establish basic 2015 Shanghai global RMB product innovation/trading/Pricing and clearing center position"Target steadily forward.

　　编者按岁末年初，正是各行各业回顾总结，继往开来的重要时间窗口。如果说，2012年是落实“十二五”规划承上启下的关键之年，那么可以说，即将过去的一年我国经济社会发展呈现稳中有进的良好态势，金融行业的转变经济发展方式有新进展，改革开放有新突破。2013年将是全面贯彻落实十八大精神的开局之年，是实施“十二五”规划承前启后的关键一年，是为全面建成小康社会奠定坚实基础的重要一年。不久前闭幕的中央经济工作会议对明年经济工作作出部署，强调要继续把握好稳中求进的工作总基调，立足全局，突出重点，扎扎实实开好局。为此，本报特别策划栏目从本期开始，推出年终系列报道，围绕金融业过去一年来在改革开放、创新驱动、转型发展中的新进展作一回顾和展望。敬请关注。

Editor's note at the beginning of this,It is all walks of life review,Carry forward our cause into the future of the important time window.if,2012 is the implementation"1025"Planning essential key years,So can say,The past year China's economic and social development in the present stability in a good situation,Financial industry transformation of the mode of economic development have new progress,Reform and opening up have new breakthrough.2013 will be comprehensive implementation of the spirit of the eighteenth year of start,Is the"1025"Planning served in a key,Is built for the comprehensive well-off society lay a solid foundation in the important one.Not long ago the closing of the central economic working conference on economic work next year to deployment,Stressed the need to continue to hold good WenZhongQiuJin work always fundamental key,Based on global,Highlight the key,Solid open games.therefore,This special feature columns from this period begin,Year-end launch a series of reports,In the past year around the financial industry in the reform and opening up/Innovation drive/The transformation of the development progress of review and prospect.Please pay close attention to.

　

　加快金融机构集聚扩大上海全球影响力 To speed up the financial institutions to expand global influence gather in Shanghai

　　12月11日，中国第一家“科技银行”浦发硅谷银行在上海举行运营庆典，这意味着中国第一家专注服务于科技创新产业的银行，正式在上海开始为创新企业提供金融服务。

On December 11,,China's first a"Technology bank"Shanghai pudong development bank of silicon valley was held in Shanghai operation celebration,This means that China's first dedicated to serving the innovation of science and technology industrial bank,Official in Shanghai to provide financial service innovation enterprise.

　　今年以来，上海继续在吸引金融机构落“沪”上下功夫。今年3月，上海市人民政府出台了《上海市集聚金融资源，加强金融服务，促进金融业发展的若干规定》（以下简称《若干规定》）。其中就提出了吸引金融机构落沪的若干新举措，如加大对新设金融机构总部的扶持力度，通过给予一次性补贴和租房补贴的形式，降低其开业初期的运营成本。同时，为进一步鼓励金融机构做大做强，对于在开业后5年内经营业绩良好的金融机构总部，市政府还将给予业绩奖励。

Since this year,Shanghai continue to attract financial institutions in the fall"Shanghai"Fluctuation kongfu.In march this year,The Shanghai municipal people's government introduced[Shanghai cluster financial resources,To strengthen the financial services,Promoting the development of financial several provisions](Hereinafter referred to as[Several provisions]).Among them was put forward to attract financial institutions in Shanghai fell some new measures,Such as strengthen the newly established financial institutions of the headquarters of the support strength,By giving a one-time subsidies and the form of rental subsidy,To reduce the operation cost of the early days of the start.At the same time,In order to further encourage financial institutions to do bigger and stronger,In the five years after the opening performance good financial organization's headquarters,The municipal government will also give performance award.

　　该《若干规定》还明确指出，对于符合规定的新设立或新迁入的大型金融机构营运中心，可参照享受针对金融机构总部的扶持政策。

the[Several provisions]Clearly pointed out that,In accordance with the provisions for a new or new immigrant large financial institutions operating center,We can refer to enjoy for financial institutions of the headquarters of the support policy.

　　而金融机构来沪发展的建设用地也获得了政策的优先保证，《若干规定》在明确了金融业区域发展布局的同时，强调在上海城市总体规划和土地利用总体规划的框架下，保证金融集聚区的建设用地问题。

And financial institutions to the development of Shanghai construction land also won the policy priority guarantee,[Several provisions]The financial industry in clear regional development layout at the same time,Emphasis on Shanghai urban planning and land use planning framework,Ensure that the financial agglomeration construction land problem.

　　上海实实在在的优惠之举，吸引了功能性金融机构、全国性金融机构、国际性金融机构以及其他影响力较大的金融机构不断落户上海。

Shanghai real an offer,Attracted functional financial institutions/National financial institutions/International financial institutions and other influence large financial institutions are settled in Shanghai.

　　今年3月20日，酝酿已久的中国银行(601988,股吧)上海人民币交易业务总部，即俗称的“第二总部”落户上海。至此，已有多家金融机构的业务总部落户上海。如中国平安(601318,股吧)在上海建立自己的第二总部，多年来运营稳定。招商银行(600036,股吧)信用卡中心、光大银行(601818,股吧)金融市场中心和兴业银行(601166,股吧)资金运营中心等，均已在上海扎根。

In march of this year, twenty,Brew already a long time of the bank of China(601988,guba)Shanghai yuan trading business headquarters,Is commonly known as the"The second headquarters"Settled in Shanghai.So far,For several financial institutions business headquarters in Shanghai.Such as China peace(601318,guba)In Shanghai to build their own second headquarters,For many years operation stability.Merchants bank(600036,guba)Credit card center/Everbright bank(601818,guba)Financial market center and societe generale(601166,guba)Capital operation center, etc,Have been rooted in Shanghai.

　　而中国农业银行(601288,股吧)已将贴近金融市场的多个业务机构总部设在上海，包括农行数据中心、农行私人银行部、农银金融租赁有限公司、农行票据营业部、农行信用卡中心、农行客户服务中心，以及农银汇理基金公司等。此外，工商银行(601398,股吧)的贵金属业务总部、建设银行(601939,股吧)信用卡中心也均位于上海。

And the agricultural bank of China(601288,guba)Already will close to financial markets more business institutions headquartered in Shanghai,Including agriculture bank data center/Agriculture bank private k/Agriculture silver financial leasing co., LTD/Agriculture bank bill sales department/Agriculture bank credit card center/Agriculture bank customer service center,And farmers silver exchange bedding fund company, etc.In addition,Industrial and commercial bank of(601398,guba)Precious metal business headquarters/Construction bank(601939,guba)Credit card center are also located in Shanghai.

　　今年3月12日，韩国央行韩国银行上海代表处举行揭牌典礼。韩国银行是继挪威银行之后第二家在上海设立代表处的外国央行。

March 12,,The bank of Korea South Korea bank Shanghai representative office held a celebration ceremony.The bank of Korea is the second home after norges bank established in Shanghai representative office of foreign central Banks.

　　4月11日，来自中国台湾的中国信托金融控股公司旗下子公司中国信托商业银行上海分行开幕，中国信托商业银行由此成为第七家在大陆设立分行的台资银行。

On April 11,From Taiwan, China Chinese trust financial holding company subsidiary company China trust commercial bank Shanghai branch opening,China's trust commercial Banks will be the seventh house to set up branch in the mainland's Taiwan bank.

　　8月6日，东方证券股份有限公司和花旗环球金融亚洲有限公司共同宣布，双方合资成立的东方花旗证券有限公司正式在上海开业运营。

6 August,Orient securities co., LTD. And citigroup global financial Asia co., LTD. Jointly announced,Both sides of the joint venture's Oriental securities co., LTD. Has officially opened in Shanghai operation.

　　8月14日，台湾银行上海分行正式开业。台湾银行虽然不是第一家进入大陆的台资银行，却是台湾规模最大的龙头银行。

On August 14,,The Shanghai branch of the bank of Taiwan officially opened.The bank of Taiwan though not the first one to enter the mainland bank of Taiwan,Taiwan is the largest leading bank.

　　11月29日，由复星集团与美国保德信金融集团联合发起组建的复星保德信人寿保险有限公司在上海正式开业，这也是近三年来批准成立的第一家合资人寿保险公司。

On November 29,,The fosun group and the United States prudential financial established jointly sponsored fosun the DE believe life insurance co., LTD. In Shanghai officially opened,This is nearly three years the first approved the establishment of a joint venture life insurance company.

　　11月30日，中国银联在上海宣布成立负责运营国际业务的子公司银联国际有限（责任）公司。中共中央政治局委员、上海市委书记、市长韩正发来贺信，贺信说，银联国际的成立并落户上海，是顺应我国金融服务业国际化发展趋势的战略举措，必将有力推动上海国际金融中心建设。

On November 30,China unionpay proclaimed in Shanghai is responsible for operating international business affiliates unionpay international limited(responsibility)The company.Member of the political bureau of the central committee of the communist party/Shanghai municipal party committee secretary/Mayor han zheng a congratulatory letter,He xin said,Unionpay was established in Shanghai and the international,Is China's financial services to international development trend of the strategic measures,Will vigorously promote the construction of Shanghai international financial center.

　　……

...

　　此外，上海其他新型金融机构稳步发展。上半年，全国首批获批的4家独立基金销售机构中上海占3家，上海还拥有小贷公司87家、融资担保公司77家、获得第三方支付牌照机构51家。

In addition,Shanghai other new financial institutions develop steadily.In the first half of,The first one of the approved of the four independent fund sales agency in Shanghai for three,Shanghai also has a small loan company 87/Financing guarantee company 77/For the third party payment licence mechanism and home.

　　伴随上海国际金融中心建设的推进，上海在全球的影响力日益增加。在今年10月普华永道和纽约合作组织联合发布的《机遇之都2012》研究报告中，上海在经济影响力和门户城市两项指标方面已与伦敦、巴黎和纽约一起跻身世界主要城市前五强。

With Shanghai international financial center construction propulsion,Shanghai in the global growing influence.In October pricewaterhousecoopers and New York cooperation organization issued jointly by the state[The opportunity is 2012]The report,Shanghai in the economic influence and gateway cities has two indicators and London/Paris and New York ranks among the world's major cities with the first five strong.

　　据悉，《机遇之都2012》报告研究覆盖全球27个城市，通过十大指标对城市发展进行考察，包括智力资本和创新、健康安全和治安、交通和基础设施、经济影响力和门户城市等。报告表示，上海在一系列社会和经济指标上的平衡发展，表明这个城市已经做好准备，从单纯的快速发展向可持续发展转变。

It is reported,[The opportunity is 2012]The report covered 27 cities around the world,Through the ten major indicators of the urban development to carry on the inspection,Including intellectual capital and innovation/Health safety and security/Transportation and infrastructure/Economic influence and gateway cities, etc.The report says,Shanghai in a series of social and economic indicator of balanced development,Show that the city has been ready,From the simple to the rapid development of sustainable development change.

　　

金融产品和工具日益丰富市场功能进一步增强 Financial products and tools increasingly rich market function further increase

　　12月12日，中国银行在上海外滩老码头隆重举行“中国银行外汇资金集中运营管理方案”主题路演。此次路演，中国银行携手中国海运集团，通过中国银行全球现金管理平台实现了跨境资金双向调拨的全国首批交易。此次中国银行试水跨境资金归集业务，标志着跨国企业资金管理自此进入全球化运作阶段。

On December 12,,The bank of China in Shanghai bund old wharf was held"The bank of China foreign exchange the centralized fund management scheme"Theme road shows.The road show,The bank of China shipping (group) company in China,Through the bank of China global cash management platform to realize the cross-border capital two-way transfer of the first one of the transaction.The bank of China try water cross-border capital collection business,Marks the multinational enterprise capital management since then into globalization operation stage.

　　和以往企业将盈余资金汇往海外时采用的“内保外贷”等方式相比，中行在上海的外汇资金全球集中运营管理模式可以使相关试点跨国公司享受到降低财务成本、简化外汇收付办理手续等外汇改革政策便利。对于银行而言，试点改革政策不仅可以简化银行服务流程，更有利于深化银行与跨国公司在外汇业务领域的全球合作空间。

And past enterprise will be surplus funds remitted abroad when used"BaoWai credit in"Way such as compared,Bank of China in Shanghai world foreign exchange funds centralized operation management mode can make the related pilot multinational companies enjoy reduce financial cost/Simplify formalities of foreign exchange receipt and payment of foreign exchange reform policies, such as convenient.For Banks,The pilot reform policy can not only simplify the bank service process,More conducive to deepening the Banks and multinational companies in foreign exchange business in global cooperation space.

　　此次金融创新的更大意义在于：在一定额度内允许跨国公司的外汇资金自由进出，意味着资本账户开放取得了实质性进展。

The financial innovation more significance:In a certain amount of multinational corporations in allow foreign exchange funds ope,Means that the capital account liberalization made substantial progress.

　　今年以来，上海继续加快金融业务创新，市场功能进一步增强。目前上海是全国布局最为完善的金融市场所在地，拥有我国所有的金融市场种类。金融市场产品和工具不断丰富，已经成功推出了中期票据、黄金期货、锌期货、白银期货、股指期货等一批有重要影响的金融产品和工具，提升了上海金融市场交易、定价功能。金融市场规模快速增长，上海的金融市场交易量、规模在国际上日益产生影响。上海证券交易所股票交易额去年位居全球第三，股票市值全球第六；上海期货交易所成交合约数量居全球第二，已成为全球三大有色金属的定价中心之一；上海黄金交易所黄金现货交易量位居全球第一；全国银行间同业拆借中心去年末债券托管余额位居全球第五。

Since this year,Shanghai continue to speed up the financial business innovation,To further strengthen the market function.At present Shanghai is the most perfect layout of the financial markets,China has all the financial market types.Financial market products and tools is unceasingly rich,Has successfully launched a medium-term notes/Gold futures/Zinc futures/Silver futures/Stock index futures as well as a number of have an important impact on financial products and tools,Promote the Shanghai financial market transaction/Pricing function.Financial market scale rapid growth,Shanghai's financial market trading/Scale in the world increasingly impact.Shanghai stock exchange share trading in the third last year,The stock market value global sixth;Shanghai futures exchange clinch a deal amount contract in the second,Has become a global three non-ferrous metal pricing centers;Shanghai gold exchange spot gold trading in the world's first;The national interbank funding center proceedings bond custody balance in the world's fifth.

　　今年，上海非上市股权交易市场正式启动，为有潜力、有需求的创新型中小企业提供了新的融资渠道，首批19家企业挂牌，共募集资金1.8亿元。

This year,Shanghai private equity market official start,For potential/The needs of the innovative small and medium-sized enterprises to provide the new financing channels,The first 19 enterprise listed,A total of 180 million yuan to raise funds.

　　期货市场产品创新步伐也在加快，白银期货挂牌交易，国债期货仿真交易正式启动，原油期货相关工作稳步推进。11月7日，证监会主席助理张育军在第七届国际油脂油料大会上表示，白银期货自今年5月成功推出，目前正保持平稳运行；原油期货和国债期货市场正积极建设，玻璃期货已获国务院批准，并已正式推出，焦煤、菜籽油、土豆、鸡蛋和铁矿石的期货也在积极推进之中。

Futures market products innovation step also to speed up,Silver futures listed for trading,Treasury futures simulation trade official start,Crude oil futures related working steadily.On November 7,,Securities regulatory commission chairman assistant ZhangYuJun at the seventh international conference on fuel oil said,Silver futures since may successfully launched this year,At present is to keep smooth running;Crude oil futures and Treasury futures market is active construction,Glass futures has obtained the approval of the state council,And has officially launched,Coking coal/Rapeseed oil/potatoes/Eggs and iron ore in the futures of promoting.

　　此外，证券市场融资工具进一步丰富。数据显示，6月11日，首只中小企业私募债券正式在上交所挂牌，并完成首笔非公开转让；1－6月，上交所债券成交15.7万亿元，同比增长108%，规模稳步扩大。

In addition,Securities market financing tool further enrich.Data display,June 11,The small and medium-sized enterprises only private bonds in ShangJiaoSuo officially listed,And complete the initial private transfer;1-6 months,ShangJiaoSuo bond deal 15.7 trillion yuan,Year-on-year growth of 108%,Steadily growing scale.

　　上海金融机构创新业务不断，截至6月底，上海地区35家基金公司获得专户理财业务资格，15家期货公司获批投资咨询业务资格；共有6批17家企业获得外资股权投资企业试点资格，基金总规模150亿元人民币，使用外资额度达20亿美元。

Financial institutions in Shanghai business innovation continuously,By the end of June,Shanghai thirty-five fund company to obtain private financing service qualification,15 futures companies approved investment consulting business qualification;There are six batch 17 enterprises obtain foreign equity investment enterprise pilot qualifications,Fund total size is 15 billion yuan RMB,Use foreign capital amount of us $2 billion.

　　在沪外资银行继续深挖中国业务。9月19日，花旗银行（中国）有限公司在上海举行银联人民币信用卡首发仪式，宣布花旗在中国的信用卡业务正式运作。此前，东亚银行（中国）有限公司宣布，在外资法人银行中，率先全面发行银联标准人民币芯片（IC卡）信用卡。从9月3日开始，东亚中国自助取款设备已全面受理银联标准芯片卡，其他银行发行的银联芯片卡均可跨行使用……

Foreign Banks in Shanghai continue to dig deep business in China.On September 19,citibank(China)Co., LTD. Held in Shanghai unionpay card the starting ceremony,Citigroup announced in China credit card business formal operation.after,Bank of east Asia(China)Co., LTD. Announced,In the foreign legal person bank,Take the lead in comprehensive issue unionpay standard RMB chip(IC card)Credit card.From September 3, start,East China budget to withdraw equipment has been completely accept unionpay standard chip card,Other bank issued unionpay chip card are an inter-bank use...

　　

金融法治环境建设上新台阶 Financial rule of law environment construction on a new step

　　今年8月7日，上海市金融服务办公室、上海市政府法制办公室联合召开新闻发布会，向社会公开发布《上海国际金融中心法治环境建设》白皮书。白皮书由韩正市长亲自作序。

August 7,,Of Shanghai's financial services office/The legislative affairs office of Shanghai municipal government held a joint press conference,Release to the public[Shanghai international financial center construction of rule of law environment]White paper.The white paper by country is the mayor personally preface.

　　据记者了解，同类型书籍的出版在全国尚属首次。而《上海国际金融中心法治环境建设》的首发，标志着上海近年来在上海国际金融中心建设制度创新、信用环境建设、金融执法环境建设、金融司法环境建设、金融法律服务环境建设、金融法治文化环境建设等方面取得了重要进展。

According to reporter understanding,The same type of books published in the national is the first of its kind.and[Shanghai international financial center construction of rule of law environment]starting,Marks the Shanghai in recent years in Shanghai international financial center construction system innovation/Credit environment construction/Financial law enforcement environment construction/Financial judicial environment construction/Financial legal service environment construction/Financial rule of law culture environment construction has made great progress.

　　良好的诚信和法治环境不仅能更好地保证金融市场体系运行的规范性，还能更好地支撑金融市场运行的可持续性，此外也将更好地维护金融市场运行的稳定性。因此，诚信和法治环境的好坏，关系到金融市场参与者的合法权益，关系到整个金融市场的信心。

Good integrity and the rule of law environment can not only better ensure that financial market system operation of the normative,Still can better support financial market operation of sustainability,In addition also will better maintain financial market stability.so,Good faith and the rule of law environment is good or bad,In relation to the lawful rights and interests of the financial market participants,In relation to the whole financial market confidence.

　　前不久，上海市委常委、副市长屠光绍在第三届“上证法治论坛”上表示，良好的诚信和法治环境是上海国际金融中心建设的重要基础。在上海国际金融中心的建设各个环节中，法治和诚信环境建设应当列在首位。

Not long ago,The standing committee of municipal party committee of Shanghai/Vice mayor TuGuangShao in the third"Shanghai law BBS"said,Good integrity and the rule of law environment of Shanghai international financial center construction is the important foundation.In the construction of Shanghai international financial center in various links,The rule of law and credit environment construction shall be listed in the first place.

　　近年来，我国金融法律体系不断完善，为上海国际金融中心建设创造了良好的法制基础。在推进国际金融中心建设过程中，围绕金融市场体系建设这一核心以及先行先试、营造环境两大重点，在国家金融法律环境不断优化的背景下，上海积极发挥地方金融立法的作用，2009年市人大常委会发布了《上海市推进国际金融中心建设条例》，对上海推动金融创新、促进金融集聚、完善信用环境建设等提出了明确要求。

In recent years,China's financial legal system has improved constantly,For the Shanghai international financial center construction to create a good legal system.In promoting international financial center construction process,Financial market system construction around the core as well as the first try/Build environment two big key,In the national financial legal environment constantly under the background of optimization,Shanghai to give full play to the role of local financial legislation,In 2009 the municipal people's congress standing committee released[Shanghai promote international financial center construction regulations],Shanghai to promote the financial innovation/Promote financial agglomeration/Perfect credit environment construction, put forward specific requirements.

　　上海各级政府推出了多项配套规则或政策措施，包括贯彻落实国家文件、集聚金融机构和吸引金融人才、促进新型金融机构发展、鼓励金融创新、金融支持实体经济发展、信用环境建设、金融国资管理等方面，有力推动了国际金融中心建设。

Shanghai government entities at all levels launched a number of supporting rules or policies and measures,Including the implementation of the national file/Gather financial institutions and to attract financial talents/To promote the development of new financial institutions/Encourage financial innovation/Financial support the real economy/Credit environment construction/Financial salt management, etc,Vigorously promote the international financial center construction.

　　上海在金融司法专业化方面，率先建立起较为完整的体系。其中，市公安局建立了经侦总队，各区县成立了经侦支、大队；市检察院和第一、第二分院成立了金融检察处，多个区检察院设立了金融检察科；上海高院、上海第一、第二中院以及浦东、黄浦等4家区法院成立了三级金融审判庭，其余14家基层法院建立了金融审判合议庭。

Shanghai in the financial judicial professional aspects,Take the lead in establish relatively complete system.the,The municipal public security bureau established corps crimes,Each area county set up a crimes/brigade;City procuratorate and first/The second branch established financial procuratorial place,Multiple area procuratorates set up financial procuratorial section;Shanghai Supreme Court/Shanghai first/The first ErZhongYuan and pudong/Huangpu district court and four established level 3 financial divisions,The rest of the fourteen grass-roots court established financial judge a collegial panel.

　　与此同时，上海对金融纠纷的处置方式日益多元、公正和高效，保护了市场参与各方的权益。在司法途径之外，上海拥有金融仲裁机构和金融调解机构，提供了另一条高效、迅速、省时、省力的纠纷解决途径。

meanwhile,Shanghai on the financial dispute disposal way increasingly diverse/Justice and efficiency,To protect the rights and interests of the parties involved in the market.Outside in the judicial way,Shanghai has financial arbitration institutions and financial mediation organization,Provides another a high efficiency/quickly/time/Save the approaches of dispute resolution.

　　上海的金融执法部门和金融司法部门形成了合力，有效地打击金融犯罪、维护了金融稳定。“一行三会”及其驻沪机构，在各相关领域推动数十项制度出台，支持上海营造良好法治环境。公安、检察院、法院系统加大打击各种金融犯罪及非法金融活动、反洗钱犯罪的力度。

Shanghai financial law enforcement agencies and financial judicial departments to form the resultant force,Effective against financial crime/To maintain the financial stability."A line of three will"Based in Shanghai and its mechanism,In the related field to promote on dozens of system,Support Shanghai to create a good environment of rule of law.Public security/procuratorate/The court system the enlargement to all kinds of financial crime and illegal financial activities/The strength of money laundering crime.

　　尽管近几年上海的诚信法治环境建设取得了一定的进展，但在国家有关部门的指导和推动下，上海仍将努力形成更为良好的金融诚信和法治环境。屠光绍指出，这需要在“进一步推动金融创新，切实保护好投资者和金融消费者的合法权益，切实防范金融风险维护金融稳定，加强行业自律协调推进”四方面做好工作。

Although in recent years the integrity of Shanghai legal environment construction has made certain progress,But in the relevant state departments under the guidance and drive,Shanghai will still try hard to form more good financial credit and the rule of law environment.TuGuangShao pointed out that,This need to"To further promote the financial innovation,To protect the investors and financial consumers' legal rights and interests,To guard against financial risk safeguard the financial stability,To strengthen self-discipline coordination propulsion"Four aspects of the job.

　　目前，上海已经确立了“十二五”期间国际金融中心法治环境建设的重点任务，包括树立科学的金融法治理念，推动建立完善金融法律法规体系，强化金融司法、仲裁的保障功能，加大打击非法金融活动力度，促进金融创新知识产权保护体系建设，加强金融消费者权益保护，促进专业人才队伍建设等方面。

At present,Shanghai has established"1025"International financial center during the rule of law environment construction of the key tasks,Including establish scientific financial government by law idea,Promote the establishment of perfect financial laws and regulations system,Strengthen financial judicial/Arbitration of security function,Increasing efforts to combat illegal financial activities,Promote the financial innovation of intellectual property rights protection system,Strengthen financial consumer rights and interests protection,Promote the professional talent team construction, etc.

　

　不断完善金融生态发展软环境 Constantly improve the financial ecological development soft environment

　　在谈到关于上海国际金融中心建设的问题时，韩正在今年初召开的上海两会上曾表示，上海国际金融中心建设的目标很清晰，而在具体的路径上，第一要发展金融市场体系，第二要有更多的金融机构作为市场主体，第三必须要有良好的金融生态发展环境，第四是要建设金融人才高地。

In about Shanghai international financial center construction problem,Korea is held earlier this year in Shanghai on the CPPCC has said,Shanghai international financial center construction goal is very clear,And in the specific path,The first to develop financial market system,The second to have more financial institutions as the market main body,The third must have good financial ecological environment,The fourth is to build financial talent highland.

　　上海建设国际金融中心，离不开良好的金融生态发展环境。建设上海国际金融中心，硬件建设从国家的财力、人力等考量并非难事，而要提升金融软实力却是非常艰巨的任务。

The construction of Shanghai international financial center,Without good financial ecological environment.The construction of Shanghai international financial center,Hardware construction from the country's financial resources/Human and consideration is not a very difficult task,And to improve financial soft power is a very difficult task.

　　今年4月，上海金融业联合会换届选举暨全体会员大会举行。韩正出席会议并讲话，屠光绍出席会议。

In April this year,Shanghai's financial industry federation elections and the general meeting.Country is attent the meeting and delivered a speech,TuGuangShao to attend the meeting.

　　伴随着国家推进上海国际金融中心和航运中心建设的战略部署正式出台，上海金融业联合会应运而生。三年来，联合会发挥上海金融业的整体优势，紧紧围绕上海国际金融中心建设主题，在优化完善上海金融发展软环境方面做了许多有益尝试与探索。

The state promotes with Shanghai international financial centre, and shipping center construction strategy of formal introduction,Shanghai's financial industry association arises at the historic moment.Three years,The whole play of Shanghai's financial industry advantage,Centering on Shanghai international financial center construction theme,Optimizing financial development in Shanghai soft environment has done many beneficial attempt and exploration.

　　此次换届选举暨全体会员大会就见证了上海金融业联合会与中国欧盟商会、卢森堡金融技术转让中心、英国金融职业网、罗兰贝格公司、上海中心大厦、黄浦区人民政府分别签署的有关举办大型研讨会、开展免费金融人才培训、开展“海外金融人才网络视频招聘会”、编制“上海金融景气指数”、赞助支持会员活动、举办“金融家俱乐部”和“中小企业融资沙龙”活动等方面的合作协议。

The general election and the general assembly will witness the Shanghai's financial industry association and the European Union chamber of commerce in China/Luxembourg financial technology transfer center/Britain's financial professional network/LuoLanBeiGe company/Shanghai center building/Huangpu district people's government signed respectively about a big conference/Carry out free financial talent training/in"Overseas financial talent recruitment network video"/prepare"Shanghai financial boom index"/Support member activity/held"Financier club"and"Small and medium-sized enterprise financing salon"Activities of the cooperation agreement.

　　提升金融软实力，上海各界一直在为此积极努力。今年7月底，总建筑面积近7万平方米的中国金融信息中心实现结构封顶，完成主体结构施工。中国金融信息中心是新华社和上海市政府战略合作的重要内容，是国家“核、高、基”项目新华社金融信息平台（新华08）的重要载体，也是上海国际金融中心建设的重大基础工程。

Enhancement of financial soft power,Shanghai from all walks of life have been positive efforts for this.By the end of July,With a total construction area of nearly 70000 square meters of China's financial information center realization structure capped,Complete the main structure construction.China's financial information center is the xinhua news agency and the Shanghai government is an important content of strategic cooperation,Is the national"nuclear/high/base"Xinhua news agency project financial information platform(Xinhua for)As an important carrier of the,Shanghai international financial center construction is the important foundation engineering.

　　中心启用后，将集金融信息采集、发布，数据挖掘，指数研发，金融家俱乐部等多重功能于一身，这对于增强上海国际金融中心软实力、提升我国在国际金融市场影响力和话语权，将产生重要作用。

Center after the commissioning of the,Will set financial information collection/release,Data mining,Index research,Financier club and so on multiple functions in one,The Shanghai international financial center to enhance the soft power/To promote in the international financial market influence and voice,Will have an important role.

　　而11月26日由中国社会科学院陆家嘴(600663,股吧)研究基地、上海金融业联合会和上海市黄浦区人民政府共同举办的“完善上海金融生态，促进国际金融中心建设”研讨会，则从经济环境、贸易环境、基础设施等方面，对上海金融生态建设提出了科学对策和建议。由中国社科院陆家嘴研究基地主导开展的《完善上海金融生态，促进国际金融中心建设》课题研究报告认为，上海要建设成国际金融中心政府需加快经济转型和利率市场化的国家战略，大力推进债券和理财市场发展。

And on November 26, by the Chinese academy of social sciences lujiazui(600663,guba)Research base/Shanghai's financial industry association and Shanghai huangpu district people's government held together"Perfect Shanghai financial ecology,To promote the international financial center construction"seminar,From the economic environment/Trade environment/Infrastructure, etc,Shanghai financial ecological construction to put forward scientific countermeasure and the suggestion.By the Chinese academy of social sciences research base in lujiazui leading[Perfect Shanghai financial ecology,To promote the international financial center construction]Subject research report says,Shanghai to build into international financial center government need to speed up the economic transformation and interest rate marketization of the national strategy,Vigorously promote bonds and financial market development.

　　由于上海总部经济的落后导致金融机构集聚能力不强。在当前银行主导的金融结构下，银行机构的集中度决定了资金聚集和辐射的能力。报告指出，从目前情况看，在上海注册的银行业机构中，仅有交通银行(601328,股吧)、浦发银行(600000,股吧)的规模较大，能排在全国前十家银行的范围；而四大国有商业银行、三大政策性银行，股份制银行中的民生银行(600016,股吧)和光大银行，总部都在北京，其资产份额占银行体系至少60%以上。此外，金融监管环境对当前上海金融市场的发展也形成了重要障碍。针对以上问题，报告认为，上海要建设成为国际金融中心需要具备以下三方面条件。

Due to the Shanghai headquarters economy is backward lead to financial institutions gathering capability is not strong.In the current bank leading financial structure,The concentration degree of the banking institutions to capital aggregation and radiation ability.The report says,From the current situation to see,Registered in Shanghai banking institutions,Only bank of communications(601328,guba)/Shanghai pudong development bank(600000,guba)Large scale of,Can arrange in the national top ten Banks range;And four big state-owned commercial Banks/The three policy Banks,The minsheng bank joint-stock Banks(600016,guba)And everbright bank,Headquarters in Beijing,The assets of the bank system share at least 60% above.In addition,Financial regulatory environment on the current Shanghai development of financial market and formed the important obstacle.In view of the above question,The report says,Shanghai to build as an international financial center need to have the following three aspects condition.

　　首先，加快经济转型和利率市场化的国家战略。就金融层面而言，配合经济转型的重要方面是加快利率市场化步伐。在实体层面市场化改革逐步推进的过程中，资金价格体系也须相应推进，具体来讲应重点推进以下两个方面的建设。第一，加强债券市场建设，尤其是推动信用债券的发展；第二，进一步扩大存贷款利率浮动空间。

First of all,Speed up the economic transformation and interest rate marketization of the national strategy.The financial level,Cooperate with the economic transformation of the important aspect is to accelerate the pace of market-oriented interest rate.At the physical level market reform in the process of gradually,Capital price system has to be corresponding propulsion,Specifically should focus on promoting the construction of the following two aspects.The first,Strengthen the construction of the bond market,Especially to promote the development of credit bonds;The second,Further interest rate floating space.

　　其次，大力推进债券市场发展。当前的监管环境对债券市场的发展形成了较大障碍，须从以下几个方面改革：第一，废弃审批制，实施债券发行注册制度，强化信息披露监管。第二，在废弃审批制度的基础上建立统一的集中型债券监管体制。第三，充分发挥市场自律的作用。

secondly,Promote the development of the bond market.The current regulatory environment for the development of the bond market to form the large obstacles,Must be from the following several aspects of reform:The first,Abandoned ShenPiZhi,Implementation of the bond issue registration system,Strengthen the information disclosure regulation.The second,In the abandoned approval system established on the basis of unified centralized bond supervision system.The third,Give full play to the role of market discipline.

　　最后，大力推动理财市场发展。当前如此火爆的理财市场，风险状况伴随着火爆程度亦步亦趋，而当前造成问题的最主要原因是制度缺陷。对此报告认为应该在以下三个方面改进：第一，统一理财的法律关系、明确信托关系的基础地位。第二，建立独立的评级评价制度。随着理财产品规模的增长和品种的日益复杂，随着理财产品的发行制度由审批制转向备案制，市场急需能够填补监管真空的市场纪律。评级/评价制度就是市场纪律的最重要组成部分。第三，建立信息披露机制。理财产品正在变得日益复杂。为作出正确的投资选择，投资者需要得到关于理财产品充分和真实的信息。为保护投资者的利益，信息披露是理财产品销售监管的一个首要问题。

finally,Vigorously promote the development of financial market.The current financial market so hot,Risk condition with hot degree pipe,And the current problems is the main reason of the institutional defects.The report should think in the following three aspects to improve:The first,Unified financial legal relationship/Clear the basis of trust relationship status.The second,An independent rating evaluation system.With the growth of the scale of financial products and varieties of increasingly complex,Along with the financial products issued by the ShenPiZhi steering system records,The market need to fill the regulatory vacuum market discipline.Rating/evaluation system is the most important market discipline part.The third,Set up the information disclosure mechanism.Financial products are becoming more and more complicated.To make the right investment choices,Investors need to get about financial products full and true information.To protect the interests of investors,Information disclosure is the financial product sales supervisor of the first problem.

　　结束语今年6月举行的“2012陆家嘴论坛”上，时任中共中央政治局委员、上海市委书记俞正声表示，全球金融的重心正呈现出向亚太转移的趋势，这是近年来国际金融市场的一个显著发展，如何抓住这种新机遇，加快推进上海国际金融中心建设，提高中国在全球金融体系中的影响力，是摆在我们面前的一项重要任务。

Concluding remarks at the June"2012 lujiazui BBS"on,The politburo of the CPC central committee/Shanghai municipal party committee secretary YuZhengSheng said,Global financial center of gravity is present to the transfer of the trend,This is in recent years international financial market a remarkable development,How to seize the new opportunity,Accelerating the construction of Shanghai international financial center,Improve China in the global financial system in influence,In front of us is an important task.

　　弄潮儿向潮头立。上海作为我国金融最开放的国际城市地位正进一步巩固，国际形象进一步提升。下一步，上海将继续深入推进国际金融中心建设。正如上海市委常委、副市长屠光绍所说：“上海作为金融开放和创新的桥头堡，要继续研究新的金融现象背后的深层次问题，把握发展的大趋势，加快改革和创新。”

A seaman indispensable to set.Shanghai as China's financial most open international city status is further consolidate,To further enhance the international image.The next step,Shanghai will continue to further promote international financial center construction.As the Shanghai municipal party committee standing committee/Vice mayor TuGuangShao said:"Shanghai as a financial opening and innovation of the bridgehead,To continue studying new financial phenomenon behind the deep problems,Grasp the trend of development,Speed up the reform and innovation."