蛇年伊始，“泛资产管理”、“大资产管理”已成为各大财经会议的热门词汇。夸张点说，就是在新的资产管理时代，谁都可以做资产管理。

Snake: at the beginning of the year,"Generic asset management"/"Large asset management"Has become a major financial meetings of popular vocabulary.On point,Asset management is in the new era,Anyone can do it asset management.

　　谈起资产管理，不少机构和业内人士两眼放光、踌躇满志，但没有金刚钻，不揽瓷器活。谁都可以做时，谁都能做好吗？

Talk about asset management,Many institutions and industry insiders eyes light up/Full of,But no diamonds,Don't embrace China live.Anyone can do it,Anyone can do it?

　　长期以来，公募基金这张金融牌照奇货可居，不少有志人士雄心勃勃但只能咽咽口水外围观战。如今，公募基金牌照已经放开，券商、保险资管、私募基金未来都可以发公募产品。随着证券市场市场化水平不断提高，以及投资者更加成熟，未来资产管理行业将更加向国际化靠拢，在“放松管制、加强监管”的监管思路下，银行、券商、保险、基金、信托将进入“五龙共舞”的资产管理新时代。可以预见的是，在这样的大资产管理时代，好戏还在后头。

For a long time,Public funds this Zhang Jinrong license goods,Many aspiring people ambitious but only swallow saliva periphery.now,Public funds licences has been let go,brokers/Insurance information/Private equity funds can be made public offering products in the future.As the stock market level of marketable progress continual improve,And investors are more mature,The asset management industry will be more to internationalization in the future,In the"deregulation/Strengthen the supervision"Under the supervision train of thought,The bank/brokers/insurance/fund/The trust will enter"Wulong dance"Asset management in new era.It is expected,In such a big asset management era,Drama is yet to come.

　　展望未来，昔日被金融牌照挡在门外的机构和人士如今不免欣欣然起来，私募也可以发行公募产品了，在私募业绩提成的同时，还可以从公募产品中收取固定管理费，岂不快哉！券商也可以发公募基金了，由卖方转到买方，滋味一定相当不错！又比如公募基金可以通过专户子公司涉足股权投资，甚至实业资产，盈利模式趋向多元化。如此这番想象和对未来的美好期许，不时出现在业内人士的言谈中或见诸媒体。

Looking to the future,Once by the financial license out of institutions and people now not they,Private equity can also be issued public offering products,At the same time in the private equity performance fee,Can also charge a fixed fee from public offering products,Not quick zai!Brokers can also sent the public funds,Transferred to the buyer by the seller,It must be quite good!And affiliates such as public funds can be segregated accounts involved in equity investment,Even industrial assets.,Profit model tends to diversification.So this imagination and good wishes for the future,From time to time in the industry talk or reported by the media.

　　前景美好，道路曲折。资产管理行业是高智力行业，需要有一流的人才梯队，需要有好的产品，能够给投资者带来实实在在的业绩回报。万千豪言壮语，唯有业绩来得真实。没有业绩，一切皆枉然。此外，产品要发得出去，得有渠道资源，还要有品牌影响力，产品设计还要符合A股市场的实际，并且要不断创新。因此，面对泛资产管理时代，不少金融机构恐怕只能停留在“憧憬”的阶段。此外，金融机构还要有良好的公司治理结构、市场影响力、完善的后台和技术支持、精诚团结的管理层……

Bright prospects,The road twists and turns.The asset management industry is a high intelligence industry,Need to have the first-class talented person echelon,Need to have a good product,Can bring real results to investors in return.Myriad grandiloquence,Only the performance comes true.No results,Everything is in vain.In addition,Product will be send out,Channel resources,Have the brand influence,Product design but also accords with the practice of a-share market,And continuous innovation.so,Facing the generic asset management era,I'm afraid I can only stay in many financial institutions"Looking forward to"The stage of.In addition,Financial institutions must have the good corporate governance structure/Market power/The background and technical support/Solidarity of management...

　　面对这些现实的难题，当泛资产管理时代到来之时，额手相庆的同时，置身其中的金融机构，准备好了吗？

Face these problems,When a generic asset management era,Their hands at the same time,Place oneself among them of financial institutions,Are you ready?