日前，人民银行东莞中心支行告诉记者，东莞自2009年7月成为国务院批准的首批跨境贸易人民币结算试点城市以来，业务发展十分迅猛，截至2012年6月末，东莞已累计办理跨境贸易人民币结算业务金额812亿元。目前，东莞跨境人民币结算境外结算国家和地区总数达到46个，人民币“走出去”步伐加快。

a，The people's bank the dongguan central subbranch told reporters，The dongguan since July 2009 as the approval of the state council of the first cross-border trade RMB settlement since pilot city，Business is developing very fast，By the end of June 2012，The dongguan has accumulated for cross-border trade RMB business value of 81.2 billion RMB。At present，The dongguan cross-border RMB settlement overseas countries and regions for a total of 46，RMB“Go out”pace。

　　境外结算国家和地区达46个

Outside the settlement of 46 countries and regions

　　人行东莞中心支行表示，跨境人民币结算试点工作是党中央、国务院作出的一项重要战略部署，也是我国金融改革的一项重大举措。跨境人民币结算有助于企业降低财务成本、提升市场竞争力，有利于高技术含量、高附加值企业进一步发展壮大，从而优化产业结构，对当前东莞经济转型升级也有重要意义。

Did the dongguan central subbranch said，Cross-border RMB pilot work is the central party committee、The state council made an important strategic plan，China is the financial reform a major step。Cross-border RMB help enterprise to reduce the financing cost、Promoting the market competitiveness，For high technology content、High value added business further development，So as to optimize the industrial structure，On the current dongguan economy transformation and upgrade also to have the important meaning。

　　该行介绍说，试点成果表现在业务量增大、参与企业快速增加、人民币走出去地域不断扩大三方面。

The bank said that，Pilot achievements in the portfolio is increased、To participate in the enterprise increase rapidly、The yuan go out regional constantly expand three aspects。

　　首先，东莞跨境贸易人民币的业务量，从2009年到2011年分别达到1.4亿元、128亿元和327亿元，2012年上半年已完成跨境人民币结算356亿元，超过上年全年结算量。

first，The dongguan cross-border trade RMB business，From 2009 in 2011 to in to 140 million yuan respectively、12.8 billion yuan and 32.7 billion yuan，In the first half of 2012 has completed cross-border RMB 35.6 billion yuan，More than the previous year JieSuanLiang throughout the year。

　　其次，截至2012年6月末，办理跨境人民币结算的企业有2300多家，比上年末增加近900家。

second，By the end of June 2012，For cross-border RMB settlement enterprise have many 2300，ShangNianMo than increased nearly 900。

　　再次，截至2012年6月份，东莞跨境人民币结算境外结算国家和地区总数达到46个，比上年末增加7个。

again，As of June 2012，The dongguan cross-border RMB settlement overseas countries and regions for a total of 46，ShangNianMo increase than seven。

　　提高外贸企业竞争力

Improve the foreign trade enterprise competitiveness

　　人行东莞中心支行表示，从目前的情况来看，跨境人民币结算工作的开展，在帮助企业提高外贸竞争力、支持企业“走出去”开拓海外市场、促进金融机构产品和服务创新等方面发挥了积极作用，受到市场的普遍欢迎。

Did the dongguan central subbranch said，According to the current situation，Cross-border RMB work development，In the help enterprises to improve the trade competitiveness、Support enterprise“Go out”Overseas market、To promote the financial institutions innovative products and services play a positive role，The market popular。

　　首先，跨境人民币结算具有规避风险、节约成本的作用，有利于东莞的外贸企业提高竞争力。企业可以利用人民币结算工具，降低财务成本。

first，Cross-border RMB has avoid risk、The role of the cost savings，Dongguan foreign trade enterprise to increase the competitive power。Enterprise can use RMB tools，Reduce financial cost。

　　其次，跨境人民币结算简化了相关业务的审批或办理程序，有利于企业提高资金使用效率。跨境人民币结算的延收延付、预收预付无需在贸易信贷系统进行登记，不受外汇延收延付、预收预付相关比例的限制；东莞的外商直接投资、增资以及股东贷款、人民币担保等业务，企业可以在银行直接办理。

second，Cross-border RMB simplified the related business examination and approval or procedure，For enterprises to improve the service efficiency of funds。Cross-border RMB delayed accept deferred、Deposit without in trade credit system in advance for registration，From foreign exchange delay accept deferred、Moment of prepaid related the proportion limit；The dongguan of foreign direct investment、Add endowment and shareholder loan、RMB guarantee business，Enterprise can be in a bank directly deal with。

　　再次，跨境人民币结算加深了境内外金融机构的合作，有利于促进金融机构加强产品和服务创新。人民币用于国际贸易结算和投融资，给东莞各银行机构的国际业务带来新的市场需求，包括人民币购售、账户融资、贸易融资等，推动东莞各金融机构加强了与境外金融同业的互动合作，加快了金融产品创新和服务创新。

again，Cross-border RMB deepened the domestic and overseas financial institutions cooperation，To promote financial organization to strengthen the innovative products and services。The yuan for international trade settlement, investment and financing，Dongguan Banks institutions to international business brings new market demand，购售 including RMB、Account financing、Trade financing，Promote the dongguan all financial institutions to strengthen the and overseas financial trade interactive cooperation，To speed up the innovative financial products and service innovation。

　　最后，有利于进一步密切粤港澳经济金融合作。东莞毗邻港澳，人员往来、经贸合作密切，跨境人民币业务的开展将进一步密切粤港澳经济金融合作，提升大珠三角区域国际竞争力。

finally，To further close the economic and financial cooperation of guangdong。The dongguan adjacent to Hong Kong and Macao，Personnel exchanges、Close economic and trade cooperation，Cross-border RMB business in Macao will further close economic and financial cooperation，Improve major pearl river delta international competitiveness。

　　继续简化业务流程

Continue to simplify business process

　　该行表示，今年上半年，已经会同东莞有关部门和银行机构举办了19次政策宣讲会，对3200多人次进行了业务推及和政策宣讲；先后接洽了前来咨询跨境人民币结算业务的企业人员300多人次，解决企业的业务疑虑，增强企业信心。

The bank said，In the first half of this year，Have jointly with the relevant departments and agencies dongguan bank held 19 times policy talk，More than 3200 people in the business audience and policy he gets；Have to consult with to come to consult the cross-border RMB business enterprise staff more than 300 people，Solve the business enterprise doubts，Enhance enterprise confidence。

　　该行说，此项业务可让更多的东莞企业能够利用跨境人民币结算来规避汇率风险，降低财务成本。

The bank says，The business can let more the dongguan enterprise can use cross-border RMB to avoid the risk of exchange rate，Reduce financial cost。

　　该行今后还将积极推动东莞地区跨境人民币结算业务向更好更快的方向发展，进一步加强与外经、海关、税务等部门的沟通协调，简化业务流程，充分发挥跨境人民币结算政策对促进贸易投资便利化的作用。同时，还会继续加大宣传力度，让更多的企业了解到跨境人民币结算政策给他们带来的好处，并鼓励银行加大产品创新力度，提高金融服务水平。

The bank in the future will actively promote the dongguan area cross-border RMB business to better and faster development direction，Further strengthen and foreign、The customs、The tax departments communication，Simplify business process，Give full play to the cross-border RMB policy to promote trade and investment facilitation effect。At the same time，Also will continue to enhance propaganda，Let more enterprise understand cross-border RMB policy to their benefits，And encourage Banks increase product innovation，Improve the financial service level。