2012年上半年全球各大经济体纷纷陷入经济滞胀困境，部分欧元区国家甚至进入衰退，全球各主要风险货币出现大幅下跌，市场风险规避情绪浓厚，避险资金则一路推高美元指数。近日美元指数逼近85关口，为2010年7月以来最高水平。与此相对应的是，欧元接连下挫，一度跌至2010年7月以来的新低。

In the first half of 2012 major economies are in global economic recession in the trouble，Part of the eurozone countries even into a recession，The world's major risk currency appear down significantly，Market risk aversion strong，Hedge funds are pushed all the way to the high dollar index。Recently the dollar index approached 85 pass，For 2010 years the highest level since July。The flipside is，Euros down on，Once fell to 2010 low since July。

　　据业内人士分析，今年下半年国际金融市场波动将继续加剧，进出口企业最好通过汇率管理工具进行远期汇率锁定，尤其是对欧元等波动率较大货币的收支结算必须要进行避险操作，防止由于汇率波动造成结算损失。深圳有不少外贸企业，在目前汇率情况下，有必要选择合适的外汇避险工具进行操作。

According to industry analysts，The second half of this year the international financial market volatility will continue to intensify，Import and export enterprise best through the exchange rate management tools for the forward rate lock，Especially for the euro volatility in the currency of the larger payments and settlement be hedging operations，Prevent due to exchange rate fluctuations caused settlement loss。Shenzhen has many foreign trade enterprise，In the current exchange rate cases，Necessary to choose appropriate foreign exchange hedge tools for operation。

　　高圳告诉记者，目前企业主要使用的外汇避险工具有远期结售汇、人民币外汇掉期、人民币外汇期权等几种。他认为，不同的避险工具有其自身不同的产品特点，企业在选择避险工具时企业主要需要考虑以下几点：企业要对自身的外币收支情况进行梳理，然后根据企业外币收支的币种、金额、收付汇时间选择使用哪种避险工具；了解各种避险工具的特点，根据企业的风险偏好进行选择，例如，对衍生工具不太熟悉且风险要求极高的客户可考虑采用远期结售汇业务进行汇率风险规避；对衍生工具有一定了解，对市场也有一定分析能力的客户可考虑采用人民币外汇期权，在规避风险的同时得到获取额外收益的机会；最后，选择一家有丰富外汇避险产品及强大市场实力的商业银行作为合作伙伴可为企业提供更专业的外汇避险服务。选择银行专门为进出口企业制定的金融产品也是一个不错的选择，不但可以规避汇率风险，而且可以降低企业运营成本。 

High brings told reporters，At present, the enterprise mainly use the foreign exchange hedge tools have long-term below writtens guarantee carry out assembles、RMB foreign exchange swap、RMB foreign exchange options to wait for a few kinds。He thinks，Different hedging tool has its own characteristics of different products，Enterprise in the choice when hedge enterprise mainly need to consider the following：Enterprise to their foreign currency balance comb，And then the enterprise according to the foreign currency payment currency、amount、Time to use which consignments choose a hedge；Understanding the characteristics of various hedge，According to the enterprise risk preference for choice，For example，For derivatives not familiar with high risk of customer requirements and can consider to use forward below writtens guarantee carry out assembles a business risk aversion exchange rate；Have an understanding of derivatives，To market also have certain analysis ability customer can consider to use RMB foreign exchange options，Avoid risk in and get extra revenue opportunity；finally，Choose a rich and powerful hedge products of foreign exchange market the strength of the commercial Banks as the partner can provide enterprises with more professional foreign exchange hedging service。Choose the bank for import and export enterprises to formulate special financial products is also a good choice，Not only can avoid the risk of exchange rate，But also can reduce enterprise operation cost。