⊙记者 秦菲菲 ○编辑 梁伟

⊙ reporter QinFeiFei ○ LiangWei editor

　　全国人大常委会委员、民建中央副主席辜胜阻8日表示，目前小微企业面临融资贵、用工难、税费重、成本高、利润薄五重生存困境，其中最重要的是融资贵问题。解决这一问题，需要构建和完善信贷、股权投资、资本市场和信用担保四大体系。

The standing committee of the National People's Congress/China democratic national construction association, vice chairman of the central committee GuShengZu 8 said,At present small micro enterprise financing your face/Employment difficult/Taxes heavy/High cost/Profit thin five heavy survival predicament,One of the most important financing your problem.To solve this problem,Need to construct and perfect the credit/Equity investment/Capital market and credit guarantee system of the big four.

　　辜胜阻是在2012年APEC中小企业峰会期间接受本报记者采访时作上述表示的。他说，十八大报告在谈到实体经济发展时提到，要支持小微企业，特别是科技型小微企业的发展。“实体经济的发展需要铺天盖地的小微企业和顶天立地的大型企业。从源头上讲，小微企业是大型企业的过去时，对实体经济发展的后劲影响更为重要。”

GuShengZu in 2012 APEC sme summit accepting our newspaper reporter to interview for the above said.He said,In the eighteenth big reports about the entity economic development mentioned,To support small micro enterprise,Especially the development of technology-based small micro enterprise."The real economy development needs the deluge of small micro enterprises and large enterprise of indomitable spirit.Speaking from the source,Small micro enterprise is a large enterprise past,To the entity economy development the stamina influence is more important."

　　然而，当前企业却面临着融资贵、用工难、税费重、成本高和利润薄五重困难。对于小微企业来说，头号难题是融资贵。辜胜阻说，在其调研中发现，一些地方的融资成本甚至是做实业的小微企业利润的十倍。

however,The current enterprise are faced with financing your/Employment difficult/Taxes heavy/High cost and profit thin five heavy difficult.For small micro enterprise speaking,Your number one problem is financing.GuShengZu said,In the survey found,Some parts of the financing cost and even do industrial small micro enterprise profit ten times.

　　“解决这一瓶颈非常重要的是构建和小微企业"门当户对"的金融体系。”辜胜阻对记者说，应该发展大量的民间金融机构。不仅要进一步完善村镇银行，最重要的是在城市发展由民间资本组成的中小银行。在信贷体系外，辜胜阻还建议发展天使投资、风险投资、私募股权投资等多层次的股权投资体系。

"Solve the bottleneck is very important is to build and small micro enterprise"Equal status"Financial system."GuShengZu told reporters,Should develop a large number of private financial institutions.Not only to further improve village bank,The most important thing is in the city development from the folk capital composition of small and medium-sized Banks.Outside in the credit system,GuShengZu also propose the development of angel investment/Risk investment/Private equity investment and multi-level equity investment system.