昨日，记者从中国信保义乌营销服务部获悉，今年1—6月，义乌营销服务部接到的报损案件为11起，与去年同期相当。

yesterday，Reporters from the yiwu marketing service that expressed，1-June this year，Yiwu marketing service department received the loss for 11 on the case，And quite the same period last year。

　　“义乌出险的买家涉及英国、西班牙、德国、美国、巴西、乌干达等国家和地区，虽然数据显示义乌本地的报损案件数量没有明显增加，但从浙江省乃至全国的数据来看，出口风险是在加大的。”中国信保义乌营销服务部负责人闭世伟表示。

“Yiwu be or get out of danger buyers across the UK、Spain、Germany、The United States、Brazil、Uganda and other countries and regions，Although data shows yiwu local loss case number no increased significantly，But from zhejiang province and even the whole country to see the data，Export risk is the strengthening of。”Chinese believe the yiwu marketing service chief closed the wei said。

　　从浙江省的数据来看，今年以来，受多重因素影响，我省企业出口面临的收汇风险仍较突出。上半年，浙江信保累计接到报损案件644起，合计报损金额1.45亿美元，案件数量和金额分别同比增长25%和41%。

The data from zhejiang province to see，Since this year，By multiple factors，Jilin enterprise facing the risk in the export was still prominent。In the first half，Zhejiang letter from the cumulative loss case 644 cases，Total loss of us $145 million，The case number and amount year-on-year growth of 25% and 41% respectively。

　　“欧债危机”影响下的欧洲

“The debt crisis”Under the influence of Europe

　　仍是报损“重灾区”

Is still the loss“hard-hit”

　　从导致风险案件的区域来分析，受“欧债危机”影响，欧洲地区成为风险发生的“重灾区”。今年上半年，欧洲买方致损案件占全球报损案件数量的40%，风险规模超过5600万美元，同比增幅达到了惊人的72%。

In the case of the area from the risk for analysis，by“The debt crisis”influence，The European region to become risk occurs“hard-hit”。In the first half of this year，The loss of the European case global loss case number of 40%，The scale of the risk of more than 56 million dollars，Year-on-year rate of increase reached an astonishing 72%。

　　按具体国别区分，德国、英国、意大利、爱尔兰、西班牙等国别报案金额均超过100万美元，希腊、荷兰报案金额均超过50万美元。相对于欧洲而言，美国买方致损的报案就显得略微平淡一些。今年上半年，美国案件规模占全球总量的24%，同比增幅达3%，风险规模约3300万美元。

According to specific country distinction，Germany、British、Italy、Ireland、Spain to report the amount country more than $1 million，Greece、The Dutch to report the amount more than $500000。Relative to for Europe，The United States the buyer to reports of damage is slightly dull some。In the first half of this year，The case of the global scale of 24% of the total，Year-on-year rate of increase of 3%，Risk scale to about $33 million。

　　从占全球报案总量比重的变化来看，2011年上半年欧洲占比为32%，而北美地区占比为31%，两大贸易伙伴的风险总量基本持平。而从今年上半年的案件数据可以明显看出近期风险热点从北美地区向欧洲蔓延，特别是对“欧债危机”影响下欧洲买方的付款能力及意愿产生的影响十分明显。这一转移的趋势，侧面印证了“欧债危机”确实对其实体经济造成了严重的负面影响。

The proportion of total global report from the change to see，In the first half of 2011 to 32% of Europe than，And account for 31% in North America than，The two largest trade partner of the total risk flat。And from the first half of this year's cases data can be obvious risk from recent hot in North America spread to Europe，Especially for“The debt crisis”Under the influence of the European buyer's ability to pay and intend to influence is very clear。The transfer of the trend，Side by“The debt crisis”Indeed for the solid economic caused serious negative effect。

　　光伏行业风险仍旧突出

Photovoltaic industry risk is still outstanding

　　在全球经济景气程度低而我国光伏企业产能供给快速增加的大背景下，光伏行业出险频频。上半年，浙江省主要的光伏出口企业因买方破产、拖欠或者拒收货物的报案规模超过2800万美元，平均每出口100万美元的光伏产品就可能致损4.4万美元，该平均出险率远远高于其他行业。

In the global economic performance and low degree of our pv enterprise capacity of the rapid growth of supply background，Photovoltaic industry frequently be or get out of danger。In the first half，Zhejiang province of the main export enterprise bankruptcy because of the buyer photovoltaic (pv)、Default or the rejection of the goods to the scale of more than 28 million dollars，An average of $1 million per export photovoltaic products may cause loss of $44000，The average ChuXianLv is far far higher than other industries。

　　从出险的国别来看，随着欧元区国家受债务问题影响纷纷调降新能源补贴政策以及金融系统日趋脆弱，德国、西班牙等传统光伏组件进口国买方的偿付能力受到严重影响，针对两国买家的报损案件也由此频发。

From the country to see be or get out of danger，Along with the eurozone countries have debt problems by a reduction in the new energy subsidies policy and financial system is vulnerable，Germany、Spain traditional photovoltaic module importer the solvency of the buyer have been affected，The two countries to buyers loss and hence the case happened frequently。

　　利用信息技术手段

Use of information technology

　　实施新型欺诈的苗头显现

Implementing new fraud appeared the symptom

　　除了以上两类风险外，近期发生的一些利用信息技术手段实施新型欺诈导致的报损案件也呈现出上升势头。

In addition to the above two kinds of risks outside，Some of the happened recently using information technology means implementing new fraud led to loss of case also presents the rising。

　　这类案件的案情一般是这样的流程：货物到港后，买方声称已经根据出口企业指示付款至指定账户，并出具付款指令相关邮件。但出口企业却表示自己并未发出类似付款指令。随后贸易双方才醒悟，在其通信过程中遭不法分子采取技术手段恶意介入从而骗取了货款。

This kind of case is generally the case of such process：Goods to port after，The buyer claims to have according to export enterprise instructions to the designated account payment，And payment instructions issued by E-mail。But export enterprise but said he has not issued a similar payment instructions。Then came the trade only，In the process of communication by the outlaws take technology in which cheated the payment malicious。

　　对于此类风险的防范，闭世伟建议出口企业要确保通信工具的信息安全，尽可能采取多元化的通信手段(包括但不限于电邮、传真、电话等)对出货、付款等重要细节进行多重确认；在货物运输过程中加强和买方沟通的频率，尽可能多发现、早发现贸易过程中的异常信号并及时应对；此外，出口企业在电子邮件往来的过程中，应注意核对通信对象的原始电子信箱地址，特别需注意容易引起视觉混淆的地址拼写(例如数字字符“零”和英文字母“O”就难以分辨)。

To this kind of risk prevention，Shut the export enterprise to ensure that advice wei communication tools of information security，As far as possible to take multiple means of communication(Including but not limited to email、fax、Telephone, etc)Shipment to、Payment and other important details on multiple confirmation；In the transport of goods in the process of strengthening the buyer and the frequency of the communication，Found as many as possible、Early found in the process of trade and anomalous signals in time to deal with；In addition，Export enterprise in the E-mail exchanges in the process，Should pay attention to the original object check communication E-mail address，Special attention should be easy to cause visual confusion address spelling(For example digital characters“zero”And English letters“o”It will be difficult to distinguish)。