太平集团与太保集团有意以债权方式各投资30亿元，平安集团以股权形式投资20亿元，参与温州市域S1线定向募集。

Peace group and boyz group intends to creditor's rights in different ways investment of 3 billion yuan RMB,Peace group with equity form investment of 2 billion yuan RMB,Participate in wenzhou district S1 line directional collection.

　　记者获悉，太保将掷重金20亿，用债权方式投向温州地区的高速公路建设。

The reporter learns,Teddy boy will throw out 2 billion,By way of creditor's rights to the wenzhou area highway construction.

　　这是在3月28日温州金融综合改革试验区获批后，出现的首个保险大单支持温州地区经济发展和建设，也预示着保险资金在温州的运用有望在年内取得实质进展。

This is on March 28, wenzhou financial comprehensive reform pilot area after approved,Appear first insurance big single support wenzhou regional economic development and construction,Also indicate the use of insurance funds in wenzhou is expected to achieve substantial progress in the year.

　　今年4月底，中国保监会主席项俊波在温州调研时指出，保险业支持温州市金融综合改革试验区建设要敢于先行先试，大力提升服务实体经济的能力。并明确保险资金运用新方略，由此有了引起各方关注的保险新政。

At the end of April this year,The chairman of the circ XiangJunBo in wenzhou is pointed out that research,The insurance industry support wenzhou financial comprehensive reform pilot area construction should dare to try first,Make great efforts to enhance service entity economic ability.And clearly insurance funds utilization new strategy,This has aroused concern insurance the New Deal.

　　如今在温州金改半年的时间点上，记者采访了相关人士，保险创新服务地方经济路径逐渐明晰。

Now in wenzhou gold changed the time of half an year point,The reporter interviewed relevant personage,Insurance innovation service local economic path gradually clear.

　　创新渐行渐近

Innovation gradually the line be asymptotically

　　9月29日，恰温州金融综合改革实验区运转半年，温州金融综合改革初见成效。

On September 29,,Just wenzhou financial comprehensive reform experimental plot running half a year,Wenzhou financial comprehensive reform wins initial success.

　　在温州综合金改中，给出"美味"大单的首推保险。项俊波曾表示，保监会决定进一步深化保险资金运用监管市场化改革，放松管制，拓宽范围，简化审核程序，相关新政策可在温州市金融综合改革试验区先行先试；保监会将重点研究保险资金投资温州基础设施建设项目、参与温州产业投资基金、参与温州保障性住房等领域的支持政策。

In wenzhou comprehensive gold in change,given"delicious"The large single head insurance.XiangJunBo said,The China insurance regulatory commission decided to further deepen the insurance funds utilization supervision market reform,deregulation,Broaden the scope,Simplified audit program,Related new policies can be in wenzhou financial comprehensive reform pilot area first try first;The China insurance regulatory commission will focus on research insurance funds investment wenzhou infrastructure construction project/Participate in wenzhou industrial investment fund/Participate in wenzhou indemnificatory housing and other areas of support policy.

　　7月底8月初，保监会接连下发有关保险资金投资和管理的系列规定，包括《保险资金投资债券暂行办法》、《保险资金委托投资管理暂行办法》、《关于保险资金投资股权和不动产有关问题的通知》、《保险资产配置管理暂行办法》和《保险公司控股股东管理办法》等五个文件，分别打开了债券市场、资金托管机构、不动产和股权投资、资金配置方式和对保险公司控股股东规范管理领域中的全新窗口，为保险业参与温州地方经济建设创造更为宽松的政策空间。

The end of July early August,Issued by the China insurance regulatory commission in the insurance fund investment and management regulations series,including[Insurance funds invest in bonds interim measures]/[Insurance funds entrusted investment management interim measures]/[About the insurance fund investment in equity and real estate of the relevant questions of the notice]/[Insurance interim measures for the administration of asset allocation]and[The insurance company controlling shareholder management measures]Five file,Respectively opened the bond market/Fund trusteeship agency/Real estate and equity investment/Capital configuration mode and to standardize the management of the insurance company controlling shareholder in the field of new window,For the insurance industry to participate in wenzhou local economic construction to create more loose policy space.

　　调查显示，温州保监局在风险可控收益合理的前提下，组织人保财险、太保寿险、平安保险、太平财险、幸福人寿、安邦保险等保险公司与温州相关项目方进行初步对接。目前已基本敲定的是：太平集团与太保集团有意以债权方式各投资30亿元，平安集团以股权形式投资20亿元，参与温州市域S1线定向募集。

Investigation shows that,Wenzhou bureau in the risks are controllable income under the precondition of reasonable,Organization property insurer/Boyz life insurance/Ping an insurance/Peace property/Happy life/AnBang insurance, insurance company and wenzhou related project party preliminarily butt.Has basic is finalized:Peace group and boyz group intends to creditor's rights in different ways investment of 3 billion yuan RMB,Peace group with equity form investment of 2 billion yuan RMB,Participate in wenzhou district S1 line directional collection.

　　与此同时，保监会将支持有实力的温州民营资本发起设立区域性、专业性保险公司，尤其是符合温州当地经济社会特色的专业性保险公司，也是颇抢眼球的事。

meanwhile,The China insurance regulatory commission will support strong wenzhou private capital start to establish a regional/Professional insurance company,Especially for wenzhou local economic and social characteristics of professional insurance company,Also is quite the grab an eye ball.

　　调查显示，由于温州民资在发起设立保险总公司的意愿和能力方面存在局限，经多方沟通协调，上海的某国资集团希望由其作为主发起人，联合温州民营资本发起设立1家再保险公司。

Investigation shows that,Because of wenzhou in what was established insurance corporation will and ability are limited,The multilateral communication and coordination,Shanghai inspected a group hope by its as the main sponsors,Joint wenzhou private capital to launch home 1 reinsurance companies.

　　数据的走势也佐证了保险支持温州金改的力度：今年温州保险当月保费收入增长率成明显的V型分布，金改获批的3月正是保险业运行的最低谷。1-2月份保费收入同比快速增长，3月的当月保费收入陷入低谷，同比下降9.5%。此后，在金改获批的利好消息下，当月保费增长率呈逐月回升态势。

Data trend provided insurance support wenzhou gold change of strength:This year the month wenzhou insurance premium income growth into obvious V type distribution,Gold change approved 3 months it is our first real blip under the insurance operation.1-2 months year-on-year premium income rapid growth,During the month of march premium income bottomed,9.5% year-on-year drop.Since then,In the gold to grant approved under the good news,The premium rate is month by month picks up trend.

　　1-8月，温州实现保费收入84.3亿元，保费规模居全省第3位，同比增长7.6%。其中财产险公司保费收入32.1亿元，同比增长11.0%。人身险公司保费收入52.2亿元，同比增长5.7%。

1-8 months,Wenzhou achieve premium income 8.43 billion yuan,Premium scale third ranks top in the province,Year-on-year growth of 7.6%.The property insurance premium income is 3.21 billion yuan,Year-on-year growth of 11.0%.Life insurance company premium income is 5.22 billion yuan,Year-on-year growth of 5.7%.

　　服务实体经济尘埃落定

Service entity economy the dust settled

　　温州金融综合改革是民间借贷危机倒逼的结果。信用体系的破坏导致信心缺乏，企业的资金链条出现崩溃，进而影响整个实体经济的正常运行。

Wenzhou financial comprehensive reform is folk loan crisis DaoBi results.Credit system damage caused by a lack of confidence,Enterprise's capital chain appear collapse,Then affects the normal operation of the real economy.

　　项俊波在温州调研时指出，要积极参与构建与经济社会发展相匹配的多元化金融体系看，加强和改善对薄弱领域的保险服务，大力提升服务实体经济的能力。

XiangJunBo in wenzhou is pointed out that research,Take active part in the construction and economic and social development phase matching diversified financial system to see,To strengthen and improve the weak areas of insurance service,Make great efforts to enhance service entity economic ability.

　　调查显示，金改半年来，温州保险业针对民营企业、特别是中小民营企业的保险需求，在服务中小企业转移、分散有关风险方面做了一些有益探索，初步形成了门类齐全、保障有力的中小企业保险服务体系。

Investigation shows that,Gold to half a year to,Wenzhou insurance in view of the private enterprise/Especially the insurance demand of small and medium-sized private enterprises,Small and medium-sized enterprises in service transfer/Disperse the risk to do some beneficial explore,Initially formed a complete range/Powerful guarantee of small and medium-sized enterprise insurance service system.

　　5月28日，太保产险温州分公司与龙湾农村合作银行牵手，在温州民间借贷危机的"重灾区"--龙湾区率先启动该项业务，并力争今年内的贷款总额度超过5000万元。同时，为了降低贷款人的负担，龙湾区政府拿出100万元作为保费补贴，保险费率最高不能超过贷款本息的2%。

On May 28,,Teddy boy property wenzhou branch and longwan rural cooperative bank in hand,In wenzhou folk loan crisis"Worst-hit areas"- LongWanOu takes the lead in starting the business,Within this year and strive for the loan ZongEDu more than 50 million yuan.At the same time,In order to reduce the burden of the lender,LongWanOu government $1 million as a premium subsidy,The highest insurance rate no more than 2% of the loan principal and interest.

　　另外，保险业入驻了温州民间借贷服务中心，并设立保险服务专门窗口，由人保财险提供抵押物保险、借款人意外险，太保寿险提供人身意外伤害等保险服务。同时，为了缓解融资难题，各人身险公司积极开展保单质押贷款业务，部分公司的贷款金额出现成倍增长。截至8月底，温州保单质押贷款金额较年初增长了1.3亿元。

In addition,The insurance industry into the wenzhou folk loan service center,And the establishment of insurance service special window,The property insurer provides the mortgaged property insurance/Borrower casualty,Teddy boy life insurance to provide personal accident insurance service, etc.At the same time,In order to alleviate the financing problem,The life insurance companies active policy pledge loan business,Part of the company's loan amount multiplied appear.By the end of August,Wenzhou policy pledge loan amount is increased at the beginning of 130 million yuan.

　　今年以来，在国际金融危机蔓延、外需持续低迷的宏观经济形势下，出口信用保险公司温州办事处把"扩大出口信用保险覆盖面"作为工作的重中之重。1-8月承保企业359家，同比增长5.8%，累计报损金额1484万美元，同比增长13.1%。

Since this year,In the international financial crisis spread/Sustained downturn now the macro economic situation,Export credit insurance company the wenzhou office"Expand the export credit insurance coverage"As the top priority of our work.1 - August 359 enterprises of accept insurance,Year-on-year growth of 5.8%,Cumulative loss of us $14.84 million,Year-on-year growth of 13.1%.

　　记者从人保财险获悉，公司龙湾支公司联合兴业银行鹿城支行，与浙江康尔达新材料股份有限公司签订国内短期信用贷款合同。该贷款合同以企业国内应收账款为保险标的，保额1.2亿元；企业凭该保单获得兴业银行4200万元的单笔贷款，而且不占用企业的贷款授信额度。

Reporters learned from the property insurer,The company longwan sub-branch joint societe generale lucheng subbranch of a bank,And zhejiang KangEr of new materials co., LTD. Signed a domestic short-term credit loan contract.The loan contract to enterprise domestic accounts receivable is insurance mark,Amount is 120 million yuan;Enterprise by this policy get societe generale 42 million yuan of single loan,And do not take up enterprise loan line of credit.

　　"在金融市场发达的美国，这种方式非常普遍。"温州保监分局局长孙峥嵘告诉记者。

"In the financial markets in the United States developed,This way is very common."Wenzhou protects inspect branch chief SunZhengRong told reporters.

　　此前，项俊波在温州调研时明确指出，要创新发展国内贸易信用保险和出口信用保险，支持温州企业开拓国内贸易信用保险和出口信用保险，支持温州企业开拓国内外市场。

after,XiangJunBo in wenzhou research explicitly pointed out,To develop innovative domestic trade credit insurance and export credit insurance,Support wenzhou enterprises to exploit domestic trade credit insurance and export credit insurance,Support wenzhou enterprises to exploit domestic and foreign markets.

　　数据显示，金改半年，温州保险业体现的不仅是量的增长，更是质的优化。从财产险来看，非车险业务成为财产险增长重要动力。1-8月，温州非车险业务持续快速增长，实现保费收入3.9亿元，同比增长18.7%，高于车险增速7.8个百分点。 

Data display,Gold to half a year,Wenzhou insurance reflect is not only quantity growth,Is qualitative optimization.From the property to see,The auto insurance business property become an important driving force for growth.1-8 months,Wenzhou non auto insurance business the rapid growth,Achieve premium income 390 million yuan,Year-on-year growth of 18.7%,Auto insurance is higher than 7.8% growth.