在美丽的欧洲小国卢森堡，由宁波东方日升公司投资上千万美元建设的光伏电站项目进展顺利；在东盟新兴市场之一的越南，宁波海天集团开办的注塑机厂已破土动工。“这两个境外投资项目都获得了中国出口信用保险公司的海外投资保险全面保障，从而增强了我市民营企业‘走出去’的胆量和信心。”市外经贸局副局长徐建华如是评说。

In the beautiful small country in Europe Luxembourg,By ningbo Orient rising corporation to invest millions of dollars of photovoltaic power station construction project goes well;One of the emerging markets in the asean Vietnam,Ningbo Haitian group set up the injection molding factory has break ground."The two foreign investment projects have been China's export credit insurance company of overseas investment insurance comprehensive security,So as to enhance the private enterprises in zhuhai‘Go out’Courage and confidence."Jiaxing municipal bureau of foreign trade and so on XuJianHua deputy director.

　　去年下半年以来，受欧债危机持续发酵的影响，国际贸易风险急剧攀升。中国出口信用保险公司宁波分公司围绕服务我市外经贸经济的目标，积极扩大出口信用保险规模，提高出口信用保险覆盖面。特别是今年9月12日国务院常务会议讨论通过《关于促进外贸稳定增长的若干意见》后，中信保宁波分公司通过创新产品和服务，加大了对机电、高新技术等重点行业、新兴市场和小微企业的支持力度。

Since the latter half of last year,By the debt crisis the influence of continuous fermentation,International trade risks rise sharply.China's export credit insurance company ningbo branch of foreign trade and economic cooperation on service zhuhai economic goal,Actively expand the export credit insurance scale,Improve the export credit insurance coverage.Especially this year on September 12, the state council executive meeting to discuss through[On promoting the steady growth of foreign trade some opinions]after,Citic the ningbo branch through innovative products and services,To increase the mechanical and electrical/High and new technology in key industries such as/Emerging markets and small micro enterprise support.

　　针对欧债危机和美国经济复苏缓慢引发的违约风险不断增大的情况，中信保宁波分公司在保持传统市场支持力度的基础上，通过调整保险费率、放宽信用限额授信条件等方式，主动支持和引导外贸企业开拓非洲、东南亚、拉美、独联体国家等新兴市场。如对出口企业与俄罗斯买方的首次交易，商业风险赔偿比例由原先的50%上调至70%，最高可达80%；对出口利比亚产品的承保，从原来的暂停承保调整到有条件承保。

According to the debt crisis and the United States slow economic recovery by default risk increasing situation,Citic the ningbo branch in keep the traditional market on the basis of support,By adjusting the insurance rate/Loosening credit limit credit conditions, etc,Active support and guide the development of the foreign trade enterprises to exploit Africa/Southeast Asia/Latin America/The commonwealth of independent states and other emerging markets.Such as export enterprise and Russia the buyer of the first transaction,Business risk compensation scale by the original 50% rise to 70%,The highest can amount to 80%;On export Libya product coverage,From the original suspended underwriting adjustment to conditional accept insurance.

　　为帮助小微企业降低国际贸易风险，推出了“小微企业信保易”。据了解，该产品具有“费率优惠、成本固定、操作简便”等特点，主要面向成长性好、拥有自主知识产权或自有品牌的小微出口企业。9月份以来，中信保宁波分公司借助鄞州政府统保平台、奉化气动行业协会、世贸通和宁波美联外贸服务平台等，新增投保出口信用保险的小微企业超过400家。

In order to help small micro enterprise to reduce the risk of international trade,launched"Small micro enterprise believe the easy".It is understood,This product has"Rate preferential/Cost fixed/Easy operation"characteristics,Mainly take the good growth/With independent intellectual property rights or has its own brand of small micro export enterprise.Since September,Citic the ningbo branch with the aid of yinzhou government blanket insurance platform/Fenghua pneumatic industry association/The world trade links, and ningbo al foreign trade service platform, etc,New export credit insurance for small micro enterprise more than 400.

　　通过实施倾向性的承保政策，引导重点外贸企业抢占国际市场份额。目前，全市出口百强企业有七成左右获得出口信用保险风险保障。10月份，中信保宁波分公司批复的出口信保限额满足率已从过去的平均不到80%提高到95.7%，审批时间缩短一半。

Through the implementation of the tendentiousness of accept insurance policy,Guide the key foreign trade enterprise take the international market share.At present,The export enterprises have seventy percent obtain export credit insurance risk guarantee.In October,Citic ningbo branch of the export of the reply letter insurance limit satisfy the rate has from the past on average less than 80% increased from 95.7% to,The examination and approval time shorten half.

　　大力推广全国首创的信保融资产品，让保单变成“流动的现金”。今年以来，中信保宁波分公司积极联合在甬各大商业银行，扩大保单融资规模，前10个月共帮助241家企业实现融资超过40亿元，有效缓解了外贸企业特别是中小微企业资金紧张的局面。

Promoting the national first letter the financing products,Let the policy into"Flow of cash".Since this year,Citic the ningbo branch actively joint in yong each big commercial bank,Expand policy financing scale,A total of 10 months to help 241 enterprises realize financing of more than 4 billion yuan,Effectively relieve the foreign trade enterprises, especially small and medium-sized micro enterprise financial strain situation.

　　最新统计显示，截至10月底，中信保宁波分公司今年累计支持出口106.9亿美元，同比增长28.4%，特别是9月和10月分别支持出口16亿美元、12多亿美元，同比分别增长63%和59%，均创历史新高；信保支持企业2057家，其中小微企业1013家，占了近一半。

The latest statistics show that,By the end of October,Citic the ningbo branch total $10.69 billion this year to support export,Year-on-year growth of 28.4%,Especially in September and October are exported us $1.6 billion worth of support/More than $12,Year-on-year growth of 63%, respectively, and 59%,New highs;Believe the support 2057 enterprises,The small micro enterprise 1013,Accounted for nearly half.

　　作者：俞永均 王芬

The author:YuYongJun Hitomi is